This home is in Clark Addition, St. Augustine — a new construction home in St. Johns County.
Sold·Closed Aug 12, 2026·14 days on market·Recent sales in Clark Addition·Clark Addition
886 W 3rd Street
St. Augustine, FL 32084
9 more homes for sale in Clark Addition →Search Clark Addition on the map
About this home
Clark Addition
This brand new 3 bed/2 bath from Inkline Homes features a huge list of upgrades on an oversized lot, located minutes to downtown St. Augustine, with no minimum rental restrictions! Step inside to 9' ceilings, smooth walls, spacious living & kitchen area, wood-look ceramic tile flooring, blinds for privacy, soft-close cabinetry, quartz countertops, Energy Star stainless steel appliances & stunning tile backsplash. The primary suite features a private tiled bathroom with a sleek zero entry shower & walk-in closet, all accessible through a pocket door for maximized space. The second and third bedrooms share a hall bath with shower-tub combo, also featuring beautiful tile work. This home includes a dedicated laundry room, a large yard (.18 acres of uplands in X Zone), 2x6 frame construction, ZIP Sheathing system, metal roof, Hardie siding, and paver driveway. City water/sewer! Full builder warranty through 2-10 provided! Fencing can be installed upon request for additional cost.
Next steps in Clark Addition
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Metal — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,516 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $81,900 | $34,591 | — |
| 2023 | $70,500 | $31,446 | — |
| 2022 | $40,350 | $28,587 | — |
| 2021 | $27,000 | $25,988 | — |
| 2020 | $23,625 | $23,625 | — |
2025 property taxes (current owner): $1,014/yr
Estimated taxes if purchased at asking price: ~$5,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
History
Price & status history
- Aug 14, 2026Closed$325,000
- Jul 23, 2026Active Under Contract$325,000
- Jul 8, 2026Listed$325,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $234/sq ft; this home is listed at $262/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 882 W 4th Street, St. Augustine, FL 32084Listed by MOMENTUM REALTY | Jul 2026 | $320,000 | $258 | 3/2 | 1,241 | 17 | 0.1 |
| 860 W 6th Street, St. Augustine, FL 32084Listed by US REALTY HUB | Jul 2026 | $245,000 | $232 | 3/2 | 1,054 | 2 | 0.1 |
| 688 Madeore Street, St. Augustine, FL 32084Listed by MOMENTUM REALTY | Aug 2026 | $290,000 | $234 | 3/2 | 1,241 | 33 | 0.4 |
| 141 Smith Street, St. Augustine, FL 32084Listed by REALTY ONE GROUP ELEVATE | Jun 2026 | $289,000 | $226 | 3/2 | 1,280 | 22 | 0.4 |
| 1062 Collier Boulevard, St. Augustine, FL 32084Listed by MOMENTUM REALTY | Sep 2026 | $230,000 | $192 | 3/2 | 1,200 | 13 | 0.5 |
| 290 S Holmes Boulevard, St. Augustine, FL 32084Listed by US REALTY HUB | Jul 2026 | $234,900 | $256 | 3/1 | 916 | 66 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Clark Addition
Clark Addition is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.
View all Clark Addition homes for sale →Keep looking
More homes in Clark Addition
For Sale874 W 4th StreetSt. Augustine, FL 32084
3 bd · 2 ba · 1,241 sq ft
$320,000Est. $1,703/moThis brand new 3 bed/2 bath from Inkline Homes features a huge list of upgrades, located minutes to downtown St.…
Listing Office: momentum realty
For Sale878 W 4th StreetSt. Augustine, FL 32084
3 bd · 2 ba · 1,241 sq ft
$320,000Est. $1,703/moThis brand new 3 bed/2 bath from Inkline Homes features a huge list of upgrades, located minutes to downtown St.…
Listing Office: momentum realty
For Sale863 W 6th StreetSt. Augustine, FL 32084
3 bd · 2.5 ba · 1,199 sq ft
$309,999Est. $1,650/moThis house comes with a REDUCED RATE as low as 5.875% (APR 6.822%) as of 10/08/2026 through List & Lock™. This is a…
Listing Office: better homes & gardens real estate lifestyles realty
For Sale908 W 9th StreetSt. Augustine, FL 32084
3 bd · 2 ba · 1,197 sq ft
$284,500Est. $1,514/moNewer 3 BR 2 BA home convenient to downtown St Augustine and the nearby beaches. Only a 5 minute walk to downtown! Home…
Listing Office: lantern realty, llc.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines