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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Bermuda Court, Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.

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Sold

Sold·Closed Aug 7, 2026·17 days on market·Recent sales in Bermuda Court·Bermuda Court

140 Bermuda Court

Ponte Vedra Beach, FL 32082

$492,000sold priceListed at $497,000 · 99% of asking$273/sqftMLS# 2152238
3
Beds
2
Baths
1,803
Sq Ft
1979
Built
—
Garage
No
Pool

All Bermuda Court homes for sale →Search Bermuda Court on the map

FEMA Zone AEHOA $205/mo3,920 sqft lotWaterfrontSingle Family Residence1 story

About this home

Bermuda Court

Welcome to Bermuda Court in Sawgrass Players Club! This 3-bedroom, 2-bath home has been extensively updated with wide plank LVP flooring throughout, fresh interior paint, and remodeled bathrooms. Major updates include a new roof (2025), AC (2025), and hot water heater (2021). Short-term rentals are permitted, offering investment potential. The open floor plan features a large family room with a wall of windows showcasing views of the private backyard with lagoon and mature trees beyond. The split-bedroom layout offers two guest bedrooms and a modern bathroom. The primary suite features two closets and a barn door leading to the remodeled bathroom. A dedicated mudroom offers storage for bikes, beach chairs, and golf clubs. Located within the gated Sawgrass Players Club, residents enjoy access to a pool, playground, and walking trails. Just around the corner, The Yards offers golf, tennis, pickleball, and dining at Argyle, while shopping, dining, and beaches are just minutes away.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,725
Property taxesest. at asking price, St. Johns County$655
HOAbilled semi-annually$205
Estimated total, before insurance$3,585/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,820/yr · $485/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$492,000
$98,400
Loan Term
Monthly Payment
$2,725
Principal & Interest: $2,725
Property taxes (est.): $655
Insurance (est.): $328
Estimated Total Monthly
$3,708
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,404 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$444,784$374,645—
2024$422,957$340,586—
2023$422,393$309,624—
2022$383,252$281,476—
2021$255,887$255,887—
2020$252,193$235,123—

2025 property taxes (current owner): $5,820/yr

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 7, 2026Closed$497,000
  • Aug 4, 2026Pending$497,000
  • Jul 12, 2026Active Under Contract$497,000
  • Jun 25, 2026Listed$497,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $417/sq ft; this home is listed at $276/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
146 Bermuda Court, Ponte Vedra Beach, FL 32082Listed by MOMENTUM REALTYJun 2026$480,000$3112/21,5454820
606 Alhambra Lane, Ponte Vedra Beach, FL 32082Listed by 1 PERCENT LISTS FIRST COASTJun 2026$535,000$4193/21,278260.3
103 Citrus Lane, Ponte Vedra Beach, FL 32082Listed by BEST COAST REALTY LLCSep 2026$465,000$2834/21,64270.4
5144 Otter Creek Drive, Ponte Vedra Beach, FL 32082Listed by 1 REALTY CORPSep 2026$1,000,000$4924/22,033550.4
74 Sanchez Drive E, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$635,000$3923/21,61900.4
5119 Otter Creek Drive, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$895,000$4173/2.52,1481880.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$497,000
Price / Sq Ft$276
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,803
Acres0.09 acres
Year Built1979
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

Community Information

Address140 Bermuda Court, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionBermuda Court
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size3,920.4 sq ft
Parcel Number0620852020

Amenities

AmenitiesPool, Basketball Court, Gated, Jogging Path, Playground
UtilitiesCable Available, Electricity Connected, Water Available
Water SourcePublic
ParkingOther
ViewCanal
Waterfront TypeCanal Front

Interior

AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Additional Information

Date ListedJune 25, 2026
Days on Market17
HOA Fees$1,231 / Semi-Annually
HOA FrequencySemi-Annually
Tax Amount$5,819.86
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Bermuda Court

Bermuda Court is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Bermuda Court homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines