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Active

304 Genoa Road, St. Augustine, FL 32084

$1,400,000

MLS# 2154235

Bedrooms

Bathrooms

2,916

Sq Ft

1988

Year Built

About This Home — 304 Genoa Road

Fabulous! You know it's a special home when the photographers exclaim upon entering! This is the low country home in Porpoise Point that you have been admiring for years. Two-story with metal roof and wraparound deck and wraparound balcony---very relaxing. Stainless steel appliances, plus the gas range you asked for! Detached 2-car garage. 4 bedrooms plus office. Private family room off of kitchen with eat-in space. Formal dining room. 4 bedrooms upstairs. 4 sets of French doors open onto the second floor wraparound deck. Master bedroom has an en-suite office/sitting area and master bath with spectacular shower. Backyard oasis with swim spa, gazebo and firepit to enjoy the cool evenings. Hardwood floors and tile throughout-no carpet! Standby generator. Beach access is steps away without having to cross any busy roads! Great breezes and lifestyle! Home Warranty Included!

Features

Price$1,400,000

Price / Sq Ft$480

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,916

Acres0.25 acres

Year Built1988

TypeResidential

Sub-TypeSingle Family Residence

StyleVictorian

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryKetterlinus

MiddleSebastian

HighSt. Augustine

Community Information

Address304 Genoa Road, St. Augustine, FL 32084

Area266-Vilano Beach

SubdivisionPorpoise Point

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32084

Lot Size10,890 sq ft

Lot Dimensions90x120

Parcel Number1488440070

ZoningResidential

Amenities

AmenitiesBeach Access

UtilitiesCable Connected, Electricity Connected, Water Connected, Propane

SewerSeptic Tank

Water SourcePrivate

ParkingCircular Driveway, Detached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Gas Cooktop, Microwave, Refrigerator, Trash Compactor, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringTile, Wood

# of Stories2

LevelsTwo

LaundryUpper Level

SecuritySmoke Detector(s)

Spa FeaturesHeated, Above Ground

Exterior

Exterior FeaturesFire Pit, Outdoor Shower

Patio / PorchDeck, Porch, Wrap Around

FencingBack Yard

RoofMetal

ConstructionFrame, Wood Siding

Road SurfaceAsphalt

Road FrontageCounty Road

Additional Information

Date ListedJuly 7, 2026

Days on Market34

HOA Fees$480 / Annually

HOA FrequencyAnnually

HOA Fee IncludesWater

Tax Amount$334

Tax Year2025

Listing TermsCash, Conventional, VA Loan

55+ CommunityNo

New ConstructionNo

Mortgage Calculator

Home Price

$1,400,000

Down Payment: 20%

$280,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$7,451

Principal & Interest: $7,451

Est. Taxes & Insurance: $1,863

Estimated Total Monthly

$9,314

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

True Monthly Cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$7,451

Property taxesest. at asking price, St. Johns County$1,866

HOAbilled annually$40

Estimated total, before insurance$9,357/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Taxes & Assessment

2025 property taxes (current owner): $334/yr

Estimated taxes if purchased at asking price: ~$22,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,859 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.