This home is in Jacksonville.
12156 Cedar Trace Drive N, Jacksonville, FL 32246
About This Home — 12156 Cedar Trace Drive N
Stunning waterfront brick home just minutes from the beach! Perfectly positioned in a prime location near JTB, I-295, and only 10 minutes to St. Johns Town Center, this beautifully updated home offers serene lake views from the moment you step inside. The fully remodeled kitchen features granite countertops, stainless steel appliances, and abundant cabinetry, while the charming laundry room showcases custom shiplap accents and additional storage cabinets. Enjoy elegant crown molding throughout, updated flooring, remodeled bathrooms, a spacious primary suite, and an oversized secondary bedroom. Major improvements include a new roof and gutters (2021), newer HVAC, and a newer water softener and filtration system. Outside, the home truly shines with a paver driveway and a breathtaking backyard designed for entertaining, complete with a summer kitchen, expansive outdoor living space, fenced yard, and tranquil water views. This is the waterfront lifestyle you've been waiting for!
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Mortgage Calculator
True Monthly Cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Taxes & Assessment
2025 property taxes (current owner): $7,839/yr
Estimated taxes if purchased at asking price: ~$11,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2001)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
Price & Status History
- Jul 8, 2026Active$579,000
- Jul 7, 2026Listed$579,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
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Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines