This home is in Jacksonville — a home near Sandalwood High School.
Sold·Closed Aug 20, 2026·9 days on market·Recent sales in Jacksonville
12156 Cedar Trace Drive N
Jacksonville, FL 32246
About this home
Jacksonville
Stunning waterfront brick home just minutes from the beach! Perfectly positioned in a prime location near JTB, I-295, and only 10 minutes to St. Johns Town Center, this beautifully updated home offers serene lake views from the moment you step inside. The fully remodeled kitchen features granite countertops, stainless steel appliances, and abundant cabinetry, while the charming laundry room showcases custom shiplap accents and additional storage cabinets. Enjoy elegant crown molding throughout, updated flooring, remodeled bathrooms, a spacious primary suite, and an oversized secondary bedroom. Major improvements include a new roof and gutters (2021), newer HVAC, and a newer water softener and filtration system. Outside, the home truly shines with a paver driveway and a breathtaking backyard designed for entertaining, complete with a summer kitchen, expansive outdoor living space, fenced yard, and tranquil water views. This is the waterfront lifestyle you've been waiting for!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2001)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,783 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $525,000 in November 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $449,990 | $449,990 | — |
| 2023 | $438,810 | $438,810 | — |
| 2022 | $389,219 | $201,390 | — |
| 2021 | $265,817 | $194,068 | — |
| 2020 | $244,119 | $190,699 | — |
2025 property taxes (current owner): $7,839/yr
Estimated taxes if purchased at asking price: ~$11,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
History
Price & status history
- Aug 24, 2026Closed$579,000
- Jul 15, 2026Active Under Contract$579,000
- Jul 8, 2026Active$579,000
- Jul 7, 2026Listed$579,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $267/sq ft; this home is listed at $279/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 12029 Cavalry Court, Jacksonville, FL 32246Listed by REALTY ONE GROUP ELEVATE | Sep 2026 | $524,900 | $249 | 3/2 | 2,104 | 42 | 0.4 |
| 2171 Cavalry Boulevard, Jacksonville, FL 32246Listed by KELLER WILLIAMS ST JOHNS | Oct 2026 | $535,000 | $235 | 4/2 | 2,274 | 6 | 0.5 |
| 2660 Alexia Circle, Jacksonville, FL 32246Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Sep 2026 | $535,000 | $267 | 4/3 | 2,006 | 135 | 0.5 |
| 12752 Costas Way, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $675,000 | $301 | 4/3 | 2,246 | 133 | 0.6 |
| 12026 Provence Street, Jacksonville, FL 32224Listed by LOKATION | Sep 2026 | $371,000 | $242 | 3/2 | 1,534 | 4 | 1 |
| 12744 Marsh Cove Drive S, Jacksonville, FL 32224Listed by MOMENTUM REALTY | Sep 2026 | $420,000 | $279 | 3/2 | 1,508 | 5 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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