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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Sep 30, 2026·66 days on market·Recent sales in Jacksonville

5201 Atlantic Blvd Boulevard 56

Jacksonville, FL 32207

$114,000sold priceListed at $120,000 · 95% of asking$101/sqftMLS# 2154027
2
Beds
2
Baths
1,130
Sq Ft
1971
Built
—
Garage
No
Pool
FEMA Zone XHOA $440/moWaterfrontCondominium2 stories

About this home

Jacksonville

Welcome to your beautifully updated oasis in the heart of a charming, historic neighborhood! Located in the desirable Colonial Point community, this 2BR, 2Bath condo offers the perfect blend of modern comfort and active waterfront living. Step inside to find a completely refreshed interior boasting brand-new laminate flooring (2026), fresh paint throughout (2026), and a brand-new A/C system (2026) to keep you perfectly cool year-round. Peace of mind comes built-in with a newer roof installed in 2022 and the ultimate everyday convenience of an in-unit washer and dryer. The community amenities are truly unmatched. Spend your days relaxing by one of the two sparkling swimming pools-including a peaceful adults only pool-or take advantage of the waterfront lifestyle. Boating and water enthusiasts will love the community dock, featuring boat slips available for rent, dedicated kayak storage, and an easy-access launch area. Offering a move-in ready interior and unbeatable location!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$631
Property taxesest. at asking price, Duval County$186
HOAbilled monthly$440
Estimated total, before insurance$1,258/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$114,000
$22,800
Loan Term
Monthly Payment
$631
Principal & Interest: $631
Property taxes (est.): $186
Insurance (est.): $76
Estimated Total Monthly
$894
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,613 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$144,000$39,166—
2023$143,400$36,569—
2022$97,200$34,048—
2021$81,600$31,600—
2020$65,450$65,340—

Estimated taxes if purchased at asking price: ~$2,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Oct 7, 2026Closed$120,000
  • Sep 16, 2026Active Under Contract$120,000
  • Aug 13, 2026Price change$120,000−$10,000
  • Jul 10, 2026Active$130,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $97/sq ft; this home is listed at $106/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5201 Atlantic Boulevard 13, Jacksonville, FL 32207Listed by NUVIEW REALTYSep 2026$114,000$793/21,450730
5201 Atlantic Boulevard 45, Jacksonville, FL 32207Listed by SMILEEHOUSE AUCTION CO LLCAug 2026$117,000$1042/21,130470
5201 Atlantic Boulevard 74, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$120,000$832/21,4502570
5201 Atlantic Boulevard 141, Jacksonville, FL 32207Listed by UNITED REAL ESTATE GALLERYJul 2026$133,000$923/21,450310
5201 Atlantic Boulevard 92, Jacksonville, FL 32207Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJul 2026$117,000$1042/21,130170
5201 Atlantic Boulevard 94, Jacksonville, FL 32207Listed by WATSON REALTY CORPJun 2026$109,500$972/21,130150

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$120,000
Price / Sq Ft$106
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,130
Year Built1971
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontYes

Community Information

Address5201 Atlantic Blvd Boulevard 56, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionColonial Point Condo
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Parcel Number1299575110
ZoningCondominium

Amenities

AmenitiesPool, Boat Dock, Boat Launch, Boat Slip, Laundry, Maintenance Grounds, Maintenance Structure, Management- On Site, Trash
Community FeaturesSidewalks, Fishing, Street Lights
UtilitiesCable Available, Electricity Connected, Water Connected
Water SourcePublic
ParkingParking Lot
Waterfront TypeRiver Access

Interior

Interior FeaturesBreakfast Bar, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories2
LevelsTwo
LaundryIn Unit
SecuritySmoke Detector(s)
Spa FeaturesIn Ground, Community

Exterior

Exterior FeaturesBalcony, Boat Slip, Dock
Patio / PorchCovered, Porch
RoofShingle
ConstructionBrick
Road SurfaceAsphalt

Additional Information

Date ListedJuly 10, 2026
Days on Market66
HOA Fees$440 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Security, Trash
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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