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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 25, 2026·47 days on market·Recent sales in Jacksonville

5201 Atlantic Boulevard 45

Jacksonville, FL 32207

$117,000sold priceListed at $115,000 · 101.7% of asking$104/sqftMLS# 2149351
2
Beds
2
Baths
1,130
Sq Ft
1971
Built
—
Garage
No
Pool
FEMA Zone XHOA $425/mo436 sqft lotCondominium2 stories

About this home

Jacksonville

MOVE-IN READY GROUND-LEVEL CONDO IN A PRIME LOCATION! This beautifully updated unit boasts a unique open-concept design, setting it apart from others in the area. Featuring two spacious bedrooms with large walk-in closets, updated bathrooms, and more, this home is ready for you to enjoy. Relax on the tiled, screened-in private porch and take in the gorgeous Florida weather. The community offers an array of amenities, including two private pools and boat dock and slips on Pottsburg Creek with quick access to the St. Johns River. Perfectly situated just minutes from Downtown, San Marco, Riverside, the St. Johns Town Center, and the beaches, this condo's location is truly unbeatable. Don't miss out on this incredible property--schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$648
Property taxesest. at asking price, Duval County$191
HOAbilled monthly$425
Estimated total, before insurance$1,264/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,774/yr · $148/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$117,000
$23,400
Loan Term
Monthly Payment
$648
Principal & Interest: $648
Property taxes (est.): $191
Insurance (est.): $78
Estimated Total Monthly
$917
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1971)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,600 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real pool sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$121,000$85,742—
2024$120,000$77,948—
2023$119,500$70,862—
2022$81,000$64,420—
2021$68,000$58,564—
2020$59,500$53,240—

2025 property taxes (current owner): $1,774/yr

Estimated taxes if purchased at asking price: ~$2,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 26, 2026Closed$115,000
  • Jul 27, 2026Active Under Contract$115,000
  • Jun 8, 2026Listed$115,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $101/sq ft; this home is listed at $102/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5201 Atlantic Blvd Boulevard 56, Jacksonville, FL 32207Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$114,000$1012/21,130660
5201 Atlantic Boulevard 13, Jacksonville, FL 32207Listed by NUVIEW REALTYSep 2026$114,000$793/21,450730
5201 Atlantic Boulevard 141, Jacksonville, FL 32207Listed by UNITED REAL ESTATE GALLERYJul 2026$133,000$923/21,450310
5201 Atlantic Boulevard 92, Jacksonville, FL 32207Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJul 2026$117,000$1042/21,130170
5201 Atlantic Boulevard 94, Jacksonville, FL 32207Listed by WATSON REALTY CORPJun 2026$109,500$972/21,130150
5201 Atlantic Boulevard 133, Jacksonville, FL 32207Listed by 904 REALTY LLCJun 2026$107,000$1291/183040

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$115,000
Price / Sq Ft$102
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,130
Total Structure Area1,130 sq ft
Acres0.01 acres
Year Built1971
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesNorthwest

Community Information

Address5201 Atlantic Boulevard 45, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionColonial Point Condo
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size435.6 sq ft
Parcel Number1299575088

Amenities

AmenitiesPool, Boat Dock, Boat Slip, Clubhouse
UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Parking Lot

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Freezer, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesBoat Slip, Dock
Patio / PorchRear Porch, Screened
ConstructionBrick
Road FrontageCity Street

Additional Information

Date ListedJune 8, 2026
Days on Market47
HOA Fees$425 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Pest Control, Sewer, Water
Tax Amount$1,774.22
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SMILEEHOUSE AUCTION CO LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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