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This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·46 days on market

10259 Rabbit Ridge Road

Jacksonville, FL 32219

$252,720$180/sqftEst. $1,298/moMLS# 2153997

Beds

Baths

1,404

Sq Ft

2002

Built

—

Garage

Pool

About this home

Jacksonville

Welcome home to peaceful country living! Nestled on 1 beautiful acre of Lake front property, this inviting 3-bedroom, 2-bath home offers the perfect blend of comfort and nature. New Entry Deck and fresh landscaping create a warm welcome as you arrive. Inside, you'll find a spacious open floor plan featuring a spacious family room, Dining room, and kitchen with abundant cabinet space. The split-bedroom layout provides privacy, while the spacious primary suite boasts a relaxing Soaking tub and separate shower with his and her sink and a large vanity. Outside, enjoy a fully fenced yard, looking over a private lake. RARE OPPORTUNITY!! NO SEPTIC OR WELL!! no need to worry about septic pump outs or hard well water to have to worry about, just comfortable convince of city services with no HOA and a lot big enough to enjoy. Whether you're looking for a private retreat or a place to enjoy country living, this property offers endless possibilities!

Cost to own

Mortgage calculator

Home Price

$252,720

Down Payment: 20%

$50,544

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,298

Principal & Interest: $1,298

Property taxes (est.): $413

Insurance (est.): $168

Estimated Total Monthly

$1,879

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,298

Property taxesest. at asking price, Duval County$413

Estimated total, before insurance$1,711/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,739/yr · $145/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2024	$78,168	$70,471	—
2023	$82,171	$64,065	▲ $7,953
2022	$70,868	$58,241	—
2021	$54,581	$52,947	▲ $3,323
2020	$51,218	$48,134	—

2025 property taxes (current owner): $1,739/yr

Estimated taxes if purchased at asking price: ~$5,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,658 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 30, 2026Price change$252,720−$7,280
Jul 6, 2026Listed$260,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$252,720

Price / Sq Ft$180

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,404

Total Structure Area1,404 sq ft

Acres1.00 acres

Year Built2002

TypeResidential

Sub-TypeManufactured Home

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontYes

Direction FacesWest

School Information

ElementaryDinsmore

MiddleHighlands

HighJean Ribault

Community Information

Address10259 Rabbit Ridge Road, Jacksonville, FL 32219

Area081-Marietta/Whitehouse/Baldwin/Garden St

SubdivisionDinsmore

CityJacksonville

CountyDuval

StateFL

Zip Code32219

Lot Size43,560 sq ft

Parcel Number0040251035

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Off Street

ViewLake

Waterfront TypeLake Front, Pond

Interior

Interior FeaturesEat-in Kitchen, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms

AppliancesConvection Oven, Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup