This home is in Jacksonville — a waterfront home in Jacksonville.
$550,000Sold2 bd · 2 ba · 1,662 sq ft
Sold·Closed Oct 16, 2026·89 days on market·Recent sales in New Construction — Jacksonville
502 Bay Ridge Road
Jacksonville, FL 32216
About this home
Jacksonville
**OPEN HOUSE 9/12 SAT 1130am-130pm** Welcome to your private waterfront retreat in the heart of Jacksonville. Perfectly positioned along the tranquil riverfront, this extraordinary custom residence offers breathtaking water views from nearly every room and combines luxury, comfort, and functionality in a way that is rarely found. From the moment you enter, you'll be captivated by expansive water vistas, designer finishes, and thoughtful upgrades throughout. The gourmet chef's kitchen is truly the centerpiece of the home, featuring premium Thermador appliances including a full-size refrigerator and freezer, double ovens, 6-burner gas cooktop, dishwasher, integrated wine cooler, soft-close Ultracraft cabinetry, and abundant workspace for entertaining family and guests. The luxurious owner's suite feels like a private spa retreat, complete with stunning river views, an insulated soaking tub overlooking the water, and an impressive custom dressing room
Next steps in New Construction — Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Read at the listing’s map pin. On a lot this size the zone can change across the property, and the pin may not be where the house stands.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1956)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Septic Tank”, while Florida DOH records suggest central sewer. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from JEA per the county inventory.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,693 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Atlantic Blvdabout 12 mi · 50 parking spaces
Closest park or preserve
Reddie Point Preserveabout 6 mi · 1.2 mi of trails
Closest public boat ramp
Arlington Road Public Boat Rampabout 2 mi · St. Johns River
Closest kayak & paddleboard launch
Bee Street Park – Paddlecraft Accessabout 3 mi · Saint Johns River
Closest youth league fields
Glynlea Parkabout 0.7 mi · Baseball, Softball
Closest grocery store
Publixabout 0.4 mi · 5858 Atlantic Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $579,500 in February 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $510,630 | $459,908 | — |
| 2024 | $375,198 | $375,198 | ▲ $6,386 |
| 2023 | $366,080 | $203,158 | — |
| 2022 | $353,273 | $200,139 | ▲ $19,255 |
| 2021 | $295,935 | $192,839 | ▲ $43,927 |
| 2020 | $249,734 | $189,480 | ▲ $5,340 |
2025 property taxes (current owner): $8,706/yr
Estimated taxes if purchased at asking price: ~$10,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 19, 2026Closed$599,900
- Sep 15, 2026Active Under Contract$599,900
- Jul 20, 2026Price change$599,900−$15,000
- Jul 7, 2026Price change$614,900−$5,000
- Jun 18, 2026Listed$619,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $216/sq ft; this home is listed at $331/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2324 Buttonwood Drive, Jacksonville, FL 32216Listed by BASS PROFESSIONAL REALTY, INC | Oct 2026 | $245,000 | $152 | 3/2 | 1,617 | 201 | 0.3 |
| 1258 Hickman Road, Jacksonville, FL 32216Listed by XCELLENCE | Oct 2026 | $317,000 | $247 | 2/2 | 1,286 | 4 | 0.7 |
| 1049 Nightingale Road, Jacksonville, FL 32216Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $275,000 | $216 | 3/2 | 1,272 | 6 | 0.8 |
| 400 Cranes Landing Court, Jacksonville, FL 32216Listed by EXP REALTY LLC | Oct 2026 | $290,000 | $192 | 3/2 | 1,514 | 215 | 0.8 |
| 7004 Altama Road, Jacksonville, FL 32216Listed by WATSON REALTY CORP | Sep 2026 | $345,000 | $230 | 3/2 | 1,497 | 79 | 0.9 |
| 7227 Wendy Circle, Jacksonville, FL 32211Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $345,000 | $172 | 4/3 | 2,002 | 65 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: JPAR CITY AND BEACH
Sold by: EAGLES WORLD REALTY, INC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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