This home is in Jacksonville.
Active·173 days on market
2324 Buttonwood Drive
Jacksonville, FL 32216
About this home
Jacksonville
Darling 3/2 new luxury vinyl just installed throughout the home ! Retro kitchen is adorable with lots of cabinets ! Lovingly maintained home in the gem of the 'Love Grove' neighborhood. This home is just a few homes away from the Pottsburg Creek where you can watch boaters, kayakers, and wild life. Open and inviting with roof updated in 2019 along with the hot water heater. No Hoa dues or CDD fees here. Attached one car garage with tons of storage and a nice yard for your fur babies.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $230,844 | $114,910 | — |
| 2024 | $224,740 | $110,965 | ▲ $6,874 |
| 2023 | $226,261 | $106,277 | — |
| 2022 | $218,322 | $101,726 | ▲ $25,101 |
| 2021 | $164,196 | $97,307 | ▲ $14,926 |
| 2020 | $145,274 | $95,274 | ▲ $30,768 |
2025 property taxes (current owner): $2,586/yr
Estimated taxes if purchased at asking price: ~$5,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: material not specified — year not disclosed (home built 1957)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Public water (record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,548 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 11, 2026Price change$284,900−$5,000
- Jul 23, 2026Active$289,900
- Jul 14, 2026Active Under Contract$289,900
- Mar 4, 2026Listed$289,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BASS PROFESSIONAL REALTY, INC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Love Grove Acres
Active$309,000MLS# 2134630Est. $1,645/mo2438 Buttonwood Drive, Jacksonville, FL 322163 Beds3 Baths1,575 sqftPriced below appraised value! Back on the market due to buyer financing. New water heater installed June…
ResidentialBETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY
For Rent$2,100/moMLS# 21477132441 University Boulevard S, Jacksonville, FL 322163 Beds2 Baths1,558 sqftBeautiful 3-bedroom, 2-bathroom house for rent featuring tile flooring throughout the main living areas and wood…
Residential LeaseFLORIDA HOMES REALTY & MTG LLC
Keep looking
Similar homes in Jacksonville
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines