This home is in Madeira, St. Augustine — a gated community home in St. Johns County.
Active·45 days on market·Madeira
87 Portada Drive
St. Augustine, FL 32095
40 more homes for sale in Madeira →Search Madeira on the map
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About this home
Madeira
Gorgeous home with tile roof and paver driveway in exceptionally desirable community of Madeira! Upon entering, you will notice the beautiful crown molding, tile floors and abundance of natural light streaming through the thoughtfully placed windows in the living area. The gourmet kitchen with granite countertops, gas cooking, 42'' cabinets, SS appliances and a walk-in pantry with LED lighting. Other outstanding features are a screened porch, A/C Mini split in garage, ceiling fans, plantation shutters, water softener, reverse osmosis, utility sink and LED lighting in laundry. Wonderful storage under the stairs, large walk-in closet in the primary bedroom and both secondary bedrooms. Expansive loft upstairs. Newer Rhinoshield exterior paint as well as 6 solar panels, private well for irrigation and high impact storm door and hurricane shutters. Beautifully landscaped yard with pretty plantings and flowers. Main CDD paid off. Free internet/TV. Delightful, elegant and easy living layout
Next steps in Madeira
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Tile — year not disclosed (home built 2015)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,802 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 6:58 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $573,510 | $286,350 | — |
| 2023 | $565,182 | $276,553 | — |
| 2022 | $477,795 | $267,042 | — |
| 2021 | $354,698 | $257,808 | — |
| 2020 | $324,712 | $253,558 | — |
2025 property taxes (current owner): $6,652/yr
Estimated taxes if purchased at asking price: ~$10,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
History
Price & status history
- Aug 28, 2026Active$680,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $321/sq ft; this home is listed at $247/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 126 Pescado Drive, St. Augustine, FL 32095Listed by DAVIDSON REALTY, INC. | Aug 2026 | $520,000 | $245 | 3/2 | 2,126 | 76 | 0.2 |
| 50 Pescado Drive, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTY | Jul 2026 | $720,000 | $330 | 2/2 | 2,182 | 35 | 0.2 |
| 213 Pescado Drive, St. Augustine, FL 32095Listed by NON MLS (realMLS) | May 2026 | $710,000 | $296 | 4/3 | 2,399 | 0 | 0.3 |
| 200 Tesoro Terrace, St. Augustine, FL 32095Listed by GPS REALTY LLC | Sep 2026 | $749,059 | $321 | 3/2.5 | 2,334 | 0 | 0.4 |
| 343 Lamego Lane, St. Augustine, FL 32095Listed by PERRY HOMES | Sep 2026 | $733,958 | $313 | 4/3 | 2,343 | 37 | 0.4 |
| 249 Pasarela Drive, St. Augustine, FL 32095Listed by ROUND TABLE REALTY | Aug 2026 | $1,150,000 | $363 | 3/2.5 | 3,166 | 242 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS ST JOHNS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Madeira
Madeira is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Madeira homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines