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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Marsh Sound, Jacksonville — a home near Sandalwood High School.

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Sold

Sold·Closed Aug 17, 2026·4 days on market·Recent sales in Marsh Sound·Marsh Sound

13983 Sound Overlook Drive S

Jacksonville, FL 32224

$615,000sold priceListed at $638,900 · 96.3% of asking$252/sqftMLS# 2153549
4
Beds
3
Baths
2,439
Sq Ft
1997
Built
2
Garage
Yes
Pool

2 more homes for sale in Marsh Sound →Search Marsh Sound on the map

HOA $63/mo12,197 sqft lotWaterfrontSingle Family Residence1 story

About this home

Marsh Sound

Location, Location, Location! This beautiful pool home in the waterfront community of Marsh Sound, is ready for your personal touch. Marsh Sound is close to great schools, the Beaches, Mayport, Shops, Restaurants and Mayo Clinic. and offers a Community Pool and Playground. The Couryard Entry style home is located Pond front with a Screened Pool and Covered Lanai. There is a Formal Sitting area and Dining Room, Family Room w/Gas Fireplace open to the Kitchen and Breakfast Nook. The Primary Suite is spacious w/Tray Ceiling, His N Her's Walk-in Closets, Updated Ensuite Bath, There is a Cabana Bath and Office/4th Bedroom w/French Doors, There are two more Secondary Bedrooms with a Jack N Jill Bath. FEATURES: Crown Moulding, HVAC 2022, WH, 2017, Whole Home Generator, Water Softener, Sonos Sound System, All Appliances Convey, Ring Doorbell, ADT System Set Up w/Cameras, Attic Storage, Closet Organizers in all, Dog/Cat Door, Salt Pool, Backflow updated, Deep Pond Views and more!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,407
Property taxesest. at asking price, Duval County$1,004
HOAbilled annually$63
Estimated total, before insurance$4,473/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,736/yr · $395/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$615,000
$123,000
Loan Term
Monthly Payment
$3,407
Principal & Interest: $3,407
Property taxes (est.): $1,004
Insurance (est.): $410
Estimated Total Monthly
$4,821
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,805 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard and pool on the north side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$499,568$235,935▲ $25,000
2024$476,122$228,579▲ $14,116
2023$479,155$220,466—
2022$440,856$212,589—
2021$353,342$204,941—
2020$329,999$201,422▲ $5,000

2025 property taxes (current owner): $4,736/yr

Estimated taxes if purchased at asking price: ~$12,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 20, 2026Closed$638,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $282/sq ft; this home is listed at $262/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2145 Grassy Basin Court, Jacksonville, FL 32224Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$570,000$2824/22,020750.1
13833 Hollow Log Court, Jacksonville, FL 32224Listed by INI REALTYSep 2026$580,000$2064/22,819140.3
13835 Softwind Trail N, Jacksonville, FL 32224Listed by FLUID REALTY, LLC.Oct 2026$635,000$2594/32,45110.4
2306 Pine Island Court, Jacksonville, FL 32224Listed by BERRY & CO. REAL ESTATESep 2026$1,035,000$3993/2.52,5951500.4
2679 Treasure Cove Lane, Jacksonville, FL 32224Listed by HOME SOLD REALTY LLCSep 2026$518,000$2643/21,96520.6
2366 Pine Island Court, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,015,000$3863/2.52,6301210.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$638,900
Price / Sq Ft$262
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,439
Acres0.28 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontYes
Direction FacesSouth

School Information

Community Information

Address13983 Sound Overlook Drive S, Jacksonville, FL 32224
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionMarsh Sound
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size12,196.8 sq ft
Parcel Number1673331300

Amenities

AmenitiesPool, Playground
Community FeaturesSidewalks, Suburban, Curbs
UtilitiesCable Available, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Off Street
ViewPond, Pool
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit
SecuritySecurity System Owned

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Rear Porch, Screened
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 2, 2026
Days on Market4
HOA Fees$750 / Annually
HOA FrequencyAnnually
HOA NameMarvin and Floyd Realty Mgt.
Tax Amount$4,735.92
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Marsh Sound

Marsh Sound is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Marsh Sound homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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