This home is in Ramsgate, Jacksonville.
Sold·Closed Aug 6, 2026·6 days on market·Recent sales in Ramsgate·Ramsgate
11430 Scott Mill Road
Jacksonville, FL 32223
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About this home
Ramsgate
Welcome to this beautifully renovated home in the heart of Mandarin's highly sought-after Ramsgate community. Nestled beneath mature oaks on a spacious lot, this move-in-ready residence blends timeless architecture with today's most desirable finishes. Step through the double-door entry into a light-filled living room featuring soaring ceilings, a stunning floor-to-ceiling stone fireplace, and an inviting open layout perfect for everyday living and entertaining. The designer kitchen is the heart of the home, showcasing custom white shaker cabinetry, quartz countertops, a marble herringbone backsplash, stainless steel appliances, and a generous breakfast bar overlooking the living and dining spaces. The oversized primary suite offers a peaceful retreat with a luxurious spa-inspired bathroom featuring dual vanities and a large walk-in shower. Two additional bedrooms are generously sized and share a beautifully renovated guest bath.
Next steps in Ramsgate
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 1977)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,541 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $300,128 | $0 | ▲ $16,854 |
| 2024 | $283,603 | $0 | ▲ $6,850 |
| 2023 | $307,896 | $0 | ▲ $37,190 |
| 2022 | $262,007 | $0 | — |
| 2021 | $207,251 | $0 | ▲ $16,682 |
| 2020 | $185,817 | $0 | — |
2025 property taxes (current owner): $1,285/yr
Estimated taxes if purchased at asking price: ~$9,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 7, 2026Closed$475,000
- Jul 8, 2026Active Under Contract$475,000
- Jul 2, 2026Listed$475,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $201/sq ft; this home is listed at $251/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 11945 Elizabeth Ann Court, Jacksonville, FL 32223Listed by RE/MAX SPECIALISTS | Sep 2026 | $451,700 | $201 | 4/2 | 2,248 | 79 | 0.8 |
| 2601 Michaelson Way, Jacksonville, FL 32223Listed by TRADITIONS REALTY LLC | Sep 2026 | $527,900 | $234 | 4/2 | 2,258 | 69 | 0.9 |
| 3250 Tea Rose Drive, Jacksonville, FL 32223Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Oct 2026 | $392,000 | $182 | 4/3 | 2,157 | 78 | 1 |
| 2864 Scott Circle, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $515,000 | $293 | 4/2 | 1,758 | 34 | 1 |
| 2826 Sweetholly Drive, Jacksonville, FL 32223Listed by MARK SPAIN REAL ESTATE | Sep 2026 | $430,000 | $188 | 4/2.5 | 2,286 | 16 | 1 |
| 11108 Fairbanks Grant Road W, Jacksonville, FL 32223Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $375,000 | $172 | 3/2 | 2,184 | 113 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Ramsgate
Ramsgate is a neighborhood in Jacksonville, FL (Duval County), ZIP 32223.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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