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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 16, 2026·44 days on market·Recent sales in Jacksonville

2870 Stanwood Avenue

Jacksonville, FL 32207

$199,999sold priceListed at $199,999 · 100% of asking$175/sqftMLS# 2153460
3
Beds
1
Baths
1,140
Sq Ft
1947
Built
1
Garage
No
Pool
FEMA Zone XNo HOA6,534 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Located in the Spring Park neighborhood, this 3-bedroom, 1-bath home offers classic character and endless potential. The functional floor plan includes a spacious Florida room that provides flexible living space for a home office, hobby room, or additional family room. The fully fenced backyard offers plenty of room for outdoor enjoyment, while the detached garage provides additional storage, workshop space, or covered parking. Major updates include a roof replaced in 2017, offering added peace of mind. Conveniently located just minutes from San Marco, Downtown Jacksonville, parks, shopping, dining, and major roadways, this home combines a central location with the opportunity to make it your own. Whether you're searching for a primary residence or an investment opportunity, this Spring Park property is ready for its next owner.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,108
Property taxesest. at asking price, Duval County$327
Estimated total, before insurance$1,434/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,340/yr · $278/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$199,999
$40,000
Loan Term
Monthly Payment
$1,108
Principal & Interest: $1,108
Property taxes (est.): $327
Insurance (est.): $133
Estimated Total Monthly
$1,568
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2017 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,650 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $165,000 in March 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$166,645$166,645—
2024$155,774$155,774—
2023$143,165$143,165—
2022$144,091$144,091—
2021$102,715$25,000—
2020$93,670$25,000—

2025 property taxes (current owner): $3,340/yr

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 16, 2026Closed$199,999
  • Aug 31, 2026Pending$199,999
  • Aug 17, 2026Active Under Contract$199,999
  • Jul 2, 2026Listed$199,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $171/sq ft; this home is listed at $175/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3308 Sheridan Road, Jacksonville, FL 32207Listed by MOMENTUM REALTYSep 2026$140,000$1372/11,022560.1
3341 Seville Street W, Jacksonville, FL 32207Listed by SPECTRUM REALTY SERVICESAug 2026$185,000$1663/1.51,112900.1
2120 Lordun Terrace, Jacksonville, FL 32207Listed by HOMESMARTAug 2026$170,000$1712/199660.6
3679 Mimosa Drive, Jacksonville, FL 32207Listed by LOWEST FEE REALTY LLCSep 2026$225,000$1923/21,17450.7
2121 Felch Avenue, Jacksonville, FL 32207Listed by DOOR INVESTMENT LLCSep 2026$215,000$1574/11,3701670.7
3888 Bolt Avenue, Jacksonville, FL 32207Listed by JWB REALTY LLCAug 2026$245,000$2053/21,19690.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$199,999
Price / Sq Ft$175
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,140
Acres0.15 acres
Year Built1947
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address2870 Stanwood Avenue, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionSpring Park Manor
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size6,534 sq ft
Parcel Number1257720000

Amenities

UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingDetached, Garage

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories1
LevelsOne
LaundryIn Garage

Exterior

FencingBack Yard
RoofShingle

Additional Information

Date ListedJuly 2, 2026
Days on Market44
Tax Amount$3,340.49
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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