Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

1 / 25

Active

Active·28 days on market

6787 Sandle Drive

Jacksonville, FL 32219

$389,000$143/sqftEst. $1,983/moMLS# 2153206

Beds

Baths

2,724

Sq Ft

2018

Built

Garage

Pool

About this home

Jacksonville

2.5% Assumable VA Loan! Beautifully maintained 5-bedroom, 2.5-bath home situated on a premium 0.48-acre pond-front lot with peaceful water views. Features include a flex space/home office, spacious loft, tile flooring throughout the main level, and an open-concept kitchen with a center island, 42-inch cabinets with crown molding, and stainless steel appliances. The first-floor owner's suite overlooks the pond, while upstairs offers four additional bedrooms, a full bath, walk-in laundry room, and a loft currently used as a game/media room. Enjoy the fenced backyard with a pergola, fire pit, and tranquil pond views. Conveniently located near River City Marketplace, Jacksonville International Airport, NAS Jacksonville, Naval Station Mayport, and major highways.

Cost to own

Mortgage calculator

Home Price

$389,000

Down Payment: 20%

$77,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,983

Principal & Interest: $1,983

Property taxes (est.): $635

Insurance (est.): $259

Estimated Total Monthly

$2,878

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,983

Property taxesest. at asking price, Duval County$635

HOAbilled annually$8

Estimated total, before insurance$2,626/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,990/yr · $666/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$323,687	$323,687	—
2024	$307,200	$307,200	—
2023	$355,047	$344,809	—
2022	$313,463	$313,463	—
2021	$232,457	$232,457	▲ $2,610
2020	$222,059	$222,059	—

2025 property taxes (current owner): $7,990/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,745 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 2, 2026Listed$389,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$389,000

Price / Sq Ft$143

Bedrooms5

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,724

Total Structure Area3,278 sq ft

Acres0.48 acres

Year Built2018

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

ElementaryDinsmore

MiddleHighlands

HighJean Ribault

Community Information

Address6787 Sandle Drive, Jacksonville, FL 32219

Area091-Garden City/Airport

SubdivisionVillages Of Westport

CityJacksonville

CountyDuval

StateFL

Zip Code32219

Lot Size20,908.8 sq ft

Parcel Number0037842375

ZoningPUD

Amenities

AmenitiesPool, Other, Basketball Court, Clubhouse, Fitness Center, Playground

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener, Other

ViewLake

Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDryer, Electric Range, Microwave, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryIn Unit, Upper Level