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This home is in Jacksonville.

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Active Under Contract

Active Under Contract·329 days on market

12229 Crossfield Drive

Jacksonville, FL 32219

$299,000$146/sqftEst. $1,553/moMLS# 2114140
4
Beds
2
Baths
2,051
Sq Ft
2018
Built
2
Garage
No
Pool

About this home

Jacksonville

Welcome to this gorgeous 4BR/2BA home in the Villages of Westport! Located just 30 minutes from NAS Jax, This home features a light & airy feel with an open floor plan and a kitchen that is open to the dining and living space. The kitchen has stainless steel appliances, a kitchen island, backsplash, and pantry. There are tile floors throughout with carpet in the bedrooms. Contains a separate laundry room with washer & dryer included. Enjoy time outdoors overlooking the oversized backyard with pond views. The community has a pool, clubhouse, basketball courts, playground, and more. All of this, plus the home is close to River City town center and JIA. Come and see today!

Cost to own

Mortgage calculator

$299,000
$59,800
Loan Term
Monthly Payment
$1,553
Principal & Interest: $1,553
Property taxes (est.): $488
Insurance (est.): $199
Estimated Total Monthly
$2,241
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$1,553
Property taxesest. at asking price, Duval County$488
HOAbilled annually$9
Estimated total, before insurance$2,050/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,075/yr · $173/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $363,000 in August 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$274,774$0
2024$260,391$0
2023$300,883$0
2022$266,763$216,763
2021$196,647$138,357 $4,498
2020$185,757$135,757

2024 property taxes (current owner): $2,075/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,734 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 20, 2025Listed$299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$299,000
Price / Sq Ft$146
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,051
Acres0.51 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryDinsmore
MiddleHighlands
HighJean Ribault

Community Information

Address12229 Crossfield Drive, Jacksonville, FL 32219
Area091-Garden City/Airport
SubdivisionVillages Of Westport
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Lot Size22,215.6 sq ft
Parcel Number0037843170

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesDryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit, Lower Level
SecuritySmoke Detector(s)

Exterior

Patio / PorchPatio
RoofShingle
ConstructionVinyl Siding
Road SurfaceAsphalt

Additional Information

Date ListedOctober 20, 2025
Days on Market300
HOA Fees$108 / Annually
HOA FrequencyAnnually
Tax Amount$2,075.47
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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