This home is in Jacksonville.

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Active

Active·15 days on market

2837 Black Buck Circle

Jacksonville, FL 32225

$209,900$161/sqftEst. $1,117/moMLS# 2153204

Beds

Baths

1,301

Sq Ft

2022

Built

—

Garage

Pool

About this home

Jacksonville

Welcome home to easy, low-maintenance living in a location that puts everything within reach. This move-in ready townhome is centrally located with convenient access to Naval Station Mayport, downtown Jacksonville, the Jacksonville Beaches, and shopping and dining at St. Johns Town Center. It has been refreshed with new interior paint and new carpet upstairs! Inside, you'll find a bright, open-concept floor plan with a stylish kitchen featuring shaker-style cabinetry and stainless steel appliances, flowing into the main living area. Durable tile flooring runs throughout downstairs, with a convenient half bath for guests. Step outside to a screened-in patio plus extra exterior storage. This three bedroom, two and a half bath home offers spacious closets and an upstairs laundry area for everyday convenience. The community handles lawn maintenance, plus assigned parking and a location minutes from grocery stores, restaurants, and everyday essentials. This townhome checks all the boxes.

Cost to own

Mortgage calculator

Home Price

$209,900

Down Payment: 20%

$41,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,060

Principal & Interest: $1,060

Est. Taxes & Insurance: $265

Estimated Total Monthly

$1,325

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,117

Property taxesest. at asking price, Duval County$343

HOAbilled quarterly$165

Estimated total, before insurance$1,625/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $259,900 in June 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$218,925	$155,758	—
2024	$200,661	$150,661	—
2023	$221,308	$171,308	—
2022	$55,000	$55,000	—

2025 property taxes (current owner): $2,956/yr

Estimated taxes if purchased at asking price: ~$4,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,785 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History