This home is in Jacksonville.

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Active

Active·8 days on market

8644 7th Avenue

Jacksonville, FL 32208

$295,000$219/sqftEst. $1,570/moMLS# 2153154

Beds

Baths

1,344

Sq Ft

1957

Built

Garage

Pool

About this home

Jacksonville

Experience the charm of Old Florida living in this beautifully updated 3BR/2BA concrete block home nestled on a peaceful dead-end street. Set beneath majestic oak trees, this marshfront property offers breathtaking sunsets and panoramic marsh views from every window in the home. Enjoy a tranquil setting where you can fish and crab right from your backyard, with the potential for navigable deep-water access by adding a dock. Inside, you'll find original hardwood floors, modern updates, new windows, a new AC system, new water heater, and a new water treatment system. The combination of timeless character and thoughtful improvements creates a warm and inviting atmosphere. Whether you're enjoying the abundant wildlife, relaxing under the oaks, or taking in the ever-changing marsh vistas, this unique property offers privacy, serenity, and the best of coastal Florida living.

Cost to own

Mortgage calculator

Home Price

$295,000

Down Payment: 20%

$59,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$1,570

Principal & Interest: $1,570

Est. Taxes & Insurance: $393

Estimated Total Monthly

$1,963

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,570

Property taxesest. at asking price, Duval County$482

Estimated total, before insurance$2,052/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$220,631	$140,319	—

2025 property taxes (current owner): $3,037/yr

Estimated taxes if purchased at asking price: ~$5,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Membrane — year not disclosed (home built 1957)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,180 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History