This home is in Jacksonville.

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Active

Active·12 days on market

8832 4th Avenue

Jacksonville, FL 32208

$129,000$110/sqftEst. $687/moMLS# 2130167

Beds

Baths

1,176

Sq Ft

1973

Built

—

Garage

Pool

About this home

Jacksonville

Great opportunity! Property sold As-Is. Cozy home with a fenced backyard and large workshop. A long-term tenant has been in place for over 5 years, providing immediate rental income potential. The property offers great upside and an opportunity for future updates and value enhancement. The home is professionally managed and maintained by a management company, ensuring ongoing care and consistent maintenance. The kitchen features a work island and dining area. Major upgrades have been completed, including a new roof (1 year old), new water heater, new sewer line, and updated electrical system. Convenient location with easy access to shopping and major highways.

Cost to own

Mortgage calculator

Home Price

$129,000

Down Payment: 20%

$25,800

Interest Rate: 7.00%

Loan Term

Monthly Payment

$687

Principal & Interest: $687

Est. Taxes & Insurance: $172

Estimated Total Monthly

$858

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$687

Property taxesest. at asking price, Duval County$211

Estimated total, before insurance$897/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$187,172	$169,032	▲ $19,060

Estimated taxes if purchased at asking price: ~$2,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,590 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History