This home is in Jacksonville.
Active·44 days on market
8944 1st Avenue
Jacksonville, FL 32208
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
This income-producing property is currently leased through 3/31/2027, offering a buyer immediate cash flow with no vacancy downtime. Owner has never occupied the home -- purchased strictly as an investment. Fresh carpet and paint done is March 2026. 2 bed/1bath plus flex space for office, home gym or den. Great opportunity to add a performing asset to your portfolio with tenant already in place. Property to be sold subject to existing lease; please do not disturb tenant.Seller offering $2,000 in buyer concessions with an acceptable offer
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: material not specified — year not disclosed (home built 1940)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Public water · JEA
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,572 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,987/yr
Estimated taxes if purchased at asking price: ~$2,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 7, 2026Price change$129,900−$5,000
- Sep 14, 2026Price change$134,900−$5,000
- Sep 2, 2026Price change$139,900−$10,100
- Aug 27, 2026Listed$150,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $98/sq ft; this home is listed at $131/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 9071 3rd Avenue, Jacksonville, FL 32208Listed by THIRDSTONE PROPERTIES LLC | Oct 2026 | $115,000 | $135 | 3/1 | 850 | 171 | 0.2 |
| 8764 3rd Avenue, Jacksonville, FL 32208Listed by GPS HOMES REALTY LLC | Sep 2026 | $110,000 | $88 | 4/2 | 1,248 | 23 | 0.2 |
| 8832 4th Avenue, Jacksonville, FL 32208Listed by AVALON GROUP USA LLC | Sep 2026 | $84,000 | $71 | 3/2 | 1,176 | 142 | 0.2 |
| 8946 6th Avenue, Jacksonville, FL 32208Listed by FREEDOM REALTY GROUP LLC | Sep 2026 | $167,000 | $140 | 3/2 | 1,196 | 53 | 0.2 |
| 2330 Broom Street, Jacksonville, FL 32208Listed by FREEDOM REALTY GROUP LLC | Sep 2026 | $105,000 | $98 | 2/1 | 1,074 | 258 | 0.3 |
| 9115 12th Avenue, Jacksonville, FL 32208Listed by GRANT AND GRANT 1 STOP REALTY | Sep 2026 | $80,000 | $77 | 3/1 | 1,040 | 136 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: KELLER WILLIAMS FIRST COAST REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Rio Vista
Pending8943 3rd AvenueJacksonville, FL 32208
3 bd · 2 ba · 1,123 sq ft
$170,000Est. $905/mo8943 3rd Ave is a one-story Jacksonville home with a functional single-level layout. The kitchen features white…
Listing Office: opendoor brokerage, llc.
Under Contract9102 6th AvenueJacksonville, FL 32208
3 bd · 1 ba · 870 sq ft
$79,250Est. $422/moDIAMOND IN THE ROUGH - FIXER UPPER! Come see this beautiful 3/1 corner lot property with partial updates in need of…
Listing Office: wholesale realty llc
For Sale8956 5th AvenueJacksonville, FL 32208
3 bd · 2 ba · 1,361 sq ft
$187,000Est. $995/moAmazing opportunity to own this beautifully renovated home. NO HOA/CDD. Detached Large 1 car garage. covered front door…
Listing Office: momentum realty
For RentLease
8820 5th AvenueJacksonville, FL 32208
3 bd · 2 ba · 1,077 sq ft
$1,300/mo3-bedroom 2 bath home in a desirable neighborhood. Fresh interior painting, new flooring. Ready for your family to…
Listing Office: finish line realty
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines