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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 28, 2026·23 days on market·Recent sales in Jacksonville

8764 3rd Avenue

Jacksonville, FL 32208

$110,000sold priceListed at $125,000 · 88% of asking$88/sqftMLS# 2161295
4
Beds
2
Baths
1,248
Sq Ft
1961
Built
—
Garage
No
Pool
FEMA Zone XNo HOA4,792 sqft lotSingle Family Residence1 story

About this home

Jacksonville

For Sale - INVESTOR SPECIAL! 4 Bedroom, 2 Bath Home with great potential. Interior needs some TLC and updating. A great opportunity for an investor or buyer looking to renovate and add value. Home offers 4 Bedrooms / 2 full baths, foyer entrance spacious for a home office setting, plus a Flex Room, interior laundry, and a Large backyard. Major components have been updated: Roof (2017), W/H (2017), HVAC (2021), A/C Ducts replaced in 2023, Septic Tank is newer. Kitchen cabinets need repair and/or replacement, and floors need updating. Bring your vision, make the updates and make this a long term rental!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$609
Property taxesest. at asking price, Duval County$180
Estimated total, before insurance$789/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,843/yr · $237/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$110,000
$22,000
Loan Term
Monthly Payment
$609
Principal & Interest: $609
Property taxes (est.): $180
Insurance (est.): $73
Estimated Total Monthly
$862
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — 2017 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,103 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,843/yr

Estimated taxes if purchased at asking price: ~$2,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 30, 2026Closed$125,000
  • Sep 19, 2026Pending$125,000
  • Aug 21, 2026Listed$125,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $98/sq ft; this home is listed at $100/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8832 4th Avenue, Jacksonville, FL 32208Listed by AVALON GROUP USA LLCSep 2026$84,000$713/21,1761420.1
2330 Broom Street, Jacksonville, FL 32208Listed by FREEDOM REALTY GROUP LLCSep 2026$105,000$982/11,0742580.2
8946 6th Avenue, Jacksonville, FL 32208Listed by FREEDOM REALTY GROUP LLCSep 2026$167,000$1403/21,196530.2
8951 Adams Avenue, Jacksonville, FL 32208Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$106,500$793/11,35030.3
9115 12th Avenue, Jacksonville, FL 32208Listed by GRANT AND GRANT 1 STOP REALTYSep 2026$80,000$773/11,0401360.5
1546 Palmdale Street, Jacksonville, FL 32208Listed by NEXT LEVEL REALTY OF FL, INC.Sep 2026$215,000$1543/21,3941430.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$125,000
Price / Sq Ft$100
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,248
Total Structure Area1,297 sq ft
Acres0.11 acres
Year Built1961
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

Community Information

Address8764 3rd Avenue, Jacksonville, FL 32208
Area075-Trout River/College Park/Ribault Manor
SubdivisionRiverview
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Lot Size4,791.6 sq ft
Parcel Number0368540000

Amenities

UtilitiesCable Available
SewerSeptic Tank
Water SourcePublic
ParkingAdditional Parking

Interior

Interior FeaturesEntrance Foyer, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesElectric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchRear Porch
Road FrontageCity Street

Additional Information

Date ListedAugust 21, 2026
Days on Market23
Tax Amount$2,842.91
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: GPS HOMES REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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