This home is in Jacksonville.
Active·9 days on market
8956 5th Avenue
Jacksonville, FL 32208
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Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Amazing opportunity to own this beautifully renovated home. NO HOA/CDD. Detached Large 1 car garage. covered front door porch. Open layout when you walk inside with plenty of natural lighting. Large, separate dining room. New floors throughout. New kitchen cabinets with quartz countertops, new stainless steel appliances, breakfast bar. Updated bathrooms. Laundry inside the home. 2021 re plumbing and updated electrical. new water heater. Roof 2026. 2021 HVAC, Newer Septic System. Large back deck and Spacious back yard to entertain family and guests. Located near I-95, JAX Airport, and UF HEALTH, downtown. Jax Zoo and FSCJ are a short drive away, also shopping, dining and entertainment close by. Schedule your showings today!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — 2026 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Likely septic · Public water · JEA
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,435 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $135,429 | $135,429 | ▲ $11,786 |
| 2023 | $128,575 | $0 | ▲ $21,303 |
| 2022 | $102,877 | $0 | — |
| 2021 | $79,648 | $0 | ▲ $6,087 |
| 2020 | $71,233 | $0 | — |
2025 property taxes (current owner): $3,024/yr
Estimated taxes if purchased at asking price: ~$3,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
History
Price & status history
- Oct 1, 2026Active$187,000
- Aug 10, 2026Pending$187,000
- Jul 29, 2026Active Under Contract$187,000
- Jul 23, 2026Price change$187,000−$2,900
- Jul 17, 2026Price change$189,900−$3,100
- Jul 10, 2026Active$193,000
- Jul 8, 2026Listed$193,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $88/sq ft; this home is listed at $137/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 8946 6th Avenue, Jacksonville, FL 32208Listed by FREEDOM REALTY GROUP LLC | Sep 2026 | $167,000 | $140 | 3/2 | 1,196 | 53 | 0 |
| 2330 Broom Street, Jacksonville, FL 32208Listed by FREEDOM REALTY GROUP LLC | Sep 2026 | $105,000 | $98 | 2/1 | 1,074 | 258 | 0.1 |
| 8832 4th Avenue, Jacksonville, FL 32208Listed by AVALON GROUP USA LLC | Sep 2026 | $84,000 | $71 | 3/2 | 1,176 | 142 | 0.1 |
| 8764 3rd Avenue, Jacksonville, FL 32208Listed by GPS HOMES REALTY LLC | Sep 2026 | $110,000 | $88 | 4/2 | 1,248 | 23 | 0.2 |
| 8951 Adams Avenue, Jacksonville, FL 32208Listed by OPENDOOR BROKERAGE, LLC. | Sep 2026 | $106,500 | $79 | 3/1 | 1,350 | 3 | 0.4 |
| 9115 12th Avenue, Jacksonville, FL 32208Listed by GRANT AND GRANT 1 STOP REALTY | Sep 2026 | $80,000 | $77 | 3/1 | 1,040 | 136 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines