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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Johns Creek, Jacksonville — a home near Atlantic Coast High School.

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Sold

Sold·Closed Aug 5, 2026·11 days on market·Recent sales in Johns Creek·Johns Creek

4180 Chelsea Harbor Drive W

Jacksonville, FL 32224

$478,500sold priceListed at $478,500 · 100% of asking$254/sqftMLS# 2152149
3
Beds
2
Baths
1,885
Sq Ft
2000
Built
2
Garage
No
Pool

16 more homes for sale in Johns Creek →Search Johns Creek on the map

FEMA Zone XHOA $30/mo6,098 sqft lotSingle Family Residence1 story

About this home

Johns Creek

Beautifully renovated 3-bedroom, 2-bath home with a 2-car garage, offering modern upgrades and high-end finishes throughout. Originally built in 2000, this home has been completely transformed featuring luxury vinyl plank flooring throughout the main living areas, with tile flooring in the kitchen for added durability and style. The kitchen showcases all-new cabinetry and upgraded countertops, with stainless steel appliances to be installed at closing. Thoughtfully updated from top to bottom, this home blends comfort, function, and modern design. Move-in ready and truly a must-see--don't miss this opportunity to own a fully updated home at an exceptional value!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,650
Property taxesest. at asking price, Duval County$781
HOAbilled annually$30
Estimated total, before insurance$3,462/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,476/yr · $623/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$478,500
$95,700
Loan Term
Monthly Payment
$2,650
Principal & Interest: $2,650
Property taxes (est.): $781
Insurance (est.): $319
Estimated Total Monthly
$3,751
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,771 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$400,738$400,738▲ $35,299
2024$366,573$366,573▼ $10,230
2023$390,358$390,358▲ $40,709
2022$337,159$337,159—
2021$266,585$266,585—
2020$252,733$252,733▲ $3,671

2025 property taxes (current owner): $7,476/yr

Estimated taxes if purchased at asking price: ~$9,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 5, 2026Closed$478,500
  • Jun 24, 2026Listed$478,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $258/sq ft; this home is listed at $254/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12829 Biggin Church Road S, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$692,000$3044/32,276620.3
12968 Chets Creek Drive N, Jacksonville, FL 32224Listed by UNITED REAL ESTATE GALLERYSep 2026$469,000$2523/21,85820.4
12561 Bent Bay Trail, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$470,470$2544/21,855130.7
12606 Ashglen Drive S, Jacksonville, FL 32224Listed by COASTAL HOMES AND LAND LLCSep 2026$417,900$2584/21,618170.7
12526 Ash Harbor Drive, Jacksonville, FL 32224Listed by MOXII PRO REALTYSep 2026$365,000$1584/2.52,313180.7
13093 S Chets Creek Drive, Jacksonville, FL 32224Listed by EXIT MAGNOLIA POINT REALTYAug 2026$570,000$2584/22,210650.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$478,500
Price / Sq Ft$254
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,885
Total Structure Area2,177 sq ft
Acres0.14 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address4180 Chelsea Harbor Drive W, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionJohns Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size6,098.4 sq ft
Parcel Number1671314100

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJune 24, 2026
Days on Market11
HOA Fees$360 / Annually
HOA FrequencyAnnually
HOA NameJohn's Creek
Tax Amount$7,475.57
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Johns Creek

Johns Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Johns Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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