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This home is in Jacksonville.

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Active

Active·61 days on market

6059 Dunn Avenue

Jacksonville, FL 32218

$850,000$121/sqftEst. $4,365/moMLS# 2151616

Beds

Baths

7,019

Sq Ft

1971

Built

Garage

Pool

About this home

Jacksonville

Rare investment and multi-generational living opportunity in Jacksonville's Dinsmore area. This unique 4.3-acre property features multiple residences and an in-law suite, creating a flexible setup for investors, income-producing rental opportunities, or families looking to keep loved ones close while enjoying the privacy of a larger parcel. Currently zoned RR-Acre, the property offers potential future development opportunities. According to information provided by the City of Jacksonville, the Future Land Use designation may support up to 7 units per acre under Low Density Residential (LDR) standards. Any increase in density would require rezoning approval through the City of Jacksonville. Buyers are encouraged to conduct their own due diligence and verify all details on homes, zoning, land use, development potential, utility availability, and rezoning requirements with the City of Jacksonville Planning and Development Department and Current Planning Division.

Cost to own

Mortgage calculator

Home Price

$850,000

Down Payment: 20%

$170,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$4,365

Principal & Interest: $4,365

Property taxes (est.): $1,388

Insurance (est.): $567

Estimated Total Monthly

$6,320

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$4,365

Property taxesest. at asking price, Duval County$1,388

Estimated total, before insurance$5,753/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,421/yr · $785/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$830,579	$504,833	—
2024	$788,054	$474,768	▼ $438
2023	$737,282	$372,687	—
2022	$618,790	$374,392	—
2021	$425,621	$349,439	—
2020	$389,806	$339,806	—

2025 property taxes (current owner): $9,421/yr

Estimated taxes if purchased at asking price: ~$16,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 1971)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,606 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History