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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·11 days on market

11740 V C Johnson Road

Jacksonville, FL 32218

$455,000$298/sqftEst. $2,491/moMLS# 2166447
↓ $30,900 below original list
3
Beds
2
Baths
1,528
Sq Ft
1984
Built
2
Garage
No
Pool
FEMA Zone XNo HOA1.53 acresSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to your private retreat on 1.62 acres! This beautifully updated home offers the perfect blend of modern upgrades & spacious outdoor living. Inside, the home has been freshly painted & features brand-new Mohawk luxury vinyl plank flooring. The renovated kitchen offers tons of storage, an oversized Quartz island, stainless appliances & an inviting layout perfect for everyday living & entertaining. New metal roof installed in 2024, home re-plumbed in 2023, a new electrical panel, new home water filtration system & an artesian well for a backup water supply. Step outside & enjoy the expansive over 1.5 acre property, complete with a brand new gazebo, large outdoor garden & spacious deck perfect for entertaining, gardening & relaxing. Come see everything this special property has to offer! Home has access to city water if the buyer wants to. This home is a MUST see!!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$2,491
Property taxesest. at asking price, Duval County$743
Estimated total, before insurance$3,233/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,087/yr · $257/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$455,000
$91,000
Loan Term
Monthly Payment
$2,491
Principal & Interest: $2,491
Property taxes (est.): $743
Insurance (est.): $303
Estimated Total Monthly
$3,537
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Metal — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,314 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,087/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 3, 2026Price change$455,000−$30,900
  • Sep 24, 2026Listed$485,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$455,000
Price / Sq Ft$298
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,528
Acres1.53 acres
Year Built1984
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address11740 V C Johnson Road, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionDinsmore Farms
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size66,646.8 sq ft
Lot Dimensions105 x 630
Parcel Number0042580060

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourcePrivate, Public, Well
ParkingAttached, Garage, Guest, RV Access/Parking
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Pantry, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesDouble Sided
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionCleared, Few Trees
Patio / PorchDeck, Rear Porch
RoofMetal
ConstructionBrick
Other StructuresGazebo
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 24, 2026
Days on Market11
Tax Amount$3,086.83
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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