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Active

Active·37 days on market

129 16th Street

St. Augustine Beach, FL 32080

$450,000Est. $2,294/moMLS# 2151468
0
Beds
0
Baths
0
Sq Ft
Built
Garage
No
Pool

About this home

St. Augustine Beach

PRIME LOCATION & RARE OPPORTUNITY TO OWN A VACANT LOT ON THE EAST SIDE OF A1A. Just a 6 minute stroll to the sandy shores of St Augustine Beach. This beautiful piece of land is ideal for custom home or vacation retreat. No HOA! No flood zone! Only 1/4 mile to St Johns County Ocean Pier, perfect for fishing, volley ball, bocce ball, splash park, covered pavilion & picnic tables. Located close to dining, shopping & entertainment. Only 2 miles to St Augustine Amphitheater known as a top ranked live music venue named among the best in the US & the world! Plus, only 5 miles to historic downtown St Augustine!

Cost to own

Mortgage calculator

$450,000
$90,000
Loan Term
Monthly Payment
$2,294
Principal & Interest: $2,294
Property taxes (est.): $599
Insurance (est.): $300
Estimated Total Monthly
$3,193
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,294
Property taxesest. at asking price, St. Johns County$599
Estimated total, before insurance$2,893/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,445/yr · $287/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$287,500$166,907
2025$196,801$38,012
2024$280,000$151,734
2024$194,076$36,234 $38,094
2023$200,000$137,940
2023$238,994$33,723
2022$196,000$125,400
2022$197,524$31,285
2021$175,000$114,000
2021$169,189$28,918
2020$175,000$103,636
2020$137,914$27,829

2025 property taxes (current owner): $3,445/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,206 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 19, 2026Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$450,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres0.18 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryR. B. Hunt
MiddleSebastian

Community Information

Address129 16th Street, St. Augustine Beach, FL 32080
Area331-St Augustine Beach
SubdivisionMinorca
CitySt. Augustine Beach
CountySt. Johns
StateFL
Zip Code32080
Lot Size7,840.8 sq ft
Lot Dimensions80x100
Parcel Number1682900000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
Water SourcePublic

Exterior

Lot DescriptionWooded

Additional Information

Date ListedJune 19, 2026
Days on Market42
Tax Amount$3,445.13
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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