This home is in St. Augustine Beach — a home near St. Augustine High School.
Active·145 days on market
6 Surfcrest Street
St. Augustine Beach, FL 32080
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About this home
St. Augustine Beach
Welcome to Ocean Oaks on beautiful Anastasia Island! This spacious home offers a fantastic opportunity to own in one of St. Augustine's most desirable coastal communities. Featuring an expansive open layout with soaring ceilings, abundant natural light, parquet wood flooring, and a stunning brick fireplace, this property is full of character and potential. The home offers generously sized living spaces, a large kitchen with ample cabinetry and dining area, spacious bedrooms, and an oversized enclosed porch overlooking a private wooded backyard. The inviting foyer with skylight and decorative glass entry doors creates a welcoming first impression. The exterior features distinctive coquina construction, adding both charm and durability. Located just minutes from the beach, Anastasia State Park, shopping, dining, and historic downtown St. Augustine, this property combines island living with convenience. This home is being sold AS-IS and is priced accordingly for its condition. Cash or
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1991)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,372 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $469,759 | $111,380 | — |
| 2024 | $421,036 | $107,393 | — |
| 2023 | $405,951 | $102,663 | — |
| 2022 | $385,041 | $102,571 | — |
| 2021 | $317,856 | $98,113 | — |
| 2020 | $270,635 | $96,061 | — |
2025 property taxes (current owner): $2,491/yr
Estimated taxes if purchased at asking price: ~$7,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 18, 2026Price change$495,000−$54,000
- May 24, 2026Listed$549,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $393/sq ft; this home is listed at $321/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 900 Mickler Boulevard, St. Augustine, FL 32080Listed by EXP REALTY LLC | Jun 2026 | $580,000 | $393 | 2/2 | 1,476 | 178 | 0.1 |
| 35 Ocean Court, St. Augustine, FL 32080Listed by DJ & LINDSEY REAL ESTATE | Jun 2026 | $634,500 | $354 | 3/2.5 | 1,792 | 97 | 0.2 |
| 2576 S A1A, St. Augustine Beach, FL 32080Listed by NON MLS (realMLS) | Sep 2026 | $575,000 | $397 | 3/2 | 1,450 | 64 | 0.3 |
| 1121 Overdale Road, St. Augustine, FL 32080Listed by DJ & LINDSEY REAL ESTATE | Jun 2026 | $610,000 | $314 | 4/4 | 1,944 | 113 | 0.3 |
| 493 Pyrus Street, St. Augustine, FL 32080Listed by WATSON REALTY CORP | Jul 2026 | $495,000 | $444 | 2/2 | 1,116 | 16 | 0.4 |
| 2448 Oleander Street, St. Augustine, FL 32080Listed by REALTY ONE GROUP ELEVATE | Aug 2026 | $438,000 | $306 | 3/2 | 1,430 | 3 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: OCEAN REALTY & PROPERTY MANAGEMENT INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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