This home is in St. Augustine Beach.
Active·52 days on market
6 Surfcrest Street
St. Augustine Beach, FL 32080
About this home
St. Augustine Beach
Welcome to Ocean Oaks on beautiful Anastasia Island! This spacious home offers a fantastic opportunity to own in one of St. Augustine's most desirable coastal communities. Featuring an expansive open layout with soaring ceilings, abundant natural light, parquet wood flooring, and a stunning brick fireplace, this property is full of character and potential. The home offers generously sized living spaces, a large kitchen with ample cabinetry and dining area, spacious bedrooms, and an oversized enclosed porch overlooking a private wooded backyard. The inviting foyer with skylight and decorative glass entry doors creates a welcoming first impression. The exterior features distinctive coquina construction, adding both charm and durability. Located just minutes from the beach, Anastasia State Park, shopping, dining, and historic downtown St. Augustine, this property combines island living with convenience. This home is being sold AS-IS and is priced accordingly for its condition. Cash or
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $469,759 | $111,380 | — |
| 2024 | $421,036 | $107,393 | — |
| 2023 | $405,951 | $102,663 | — |
| 2022 | $385,041 | $102,571 | — |
| 2021 | $317,856 | $98,113 | — |
| 2020 | $270,635 | $96,061 | — |
2025 property taxes (current owner): $2,491/yr
Estimated taxes if purchased at asking price: ~$8,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1991)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,372 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- May 24, 2026Listed$549,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: OCEAN REALTY & PROPERTY MANAGEMENT INC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
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Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines