This home is in Jacksonville.
Sold·Closed Aug 4, 2026·12 days on market·Recent sales in Jacksonville
3249 Bedford Road
Jacksonville, FL 32207
About this home
Jacksonville
Opportunity awaits in this 2016-built, single-story home in Jacksonville's established Hunterdale community. Offering 4 bedrooms, 2 bathrooms, and 1,640 SF, this home features a desirable split-bedroom floor plan, spacious living area, foyer entry, and a kitchen with island and breakfast bar. The private primary suite includes a walk-in closet and ensuite bath with separate tub and shower. Additional features include central HVAC, indoor laundry hookups, and a 2-car garage. Situated on a oversized 0.28-acre lot, the large fenced backyard offers ample room for pets, play, gardening, or future improvements. Conveniently located near Downtown Jacksonville, San Marco, shopping, dining, and major commuter routes. Property is being sold As-Is and could use an interior repaint and a few other internal and external fixes. Priced to Sell! Excellent opportunity for owner-occupants, investors, or buyers looking to add personal touches and build equity. Washer/Dryer are excluded.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2016)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Public water (record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,766 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Atlantic Blvdabout 14 mi · 50 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Parkabout 6 mi · 4 mi of trails
Closest public boat ramp
Arlington Road Public Boat Rampabout 3 mi · St. Johns River
Closest kayak & paddleboard launch
River Oaks Park Paddlecraft Accessabout 2 mi · Craig Creek
Closest youth league fields
Cuba Hunter Parkabout 0.3 mi · Basketball
Closest grocery store
Aldiabout 1.0 mi · 3650 Phillips Highway, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $254,147 | $254,147 | ▲ $13,514 |
| 2024 | $241,687 | $241,687 | — |
| 2023 | $246,903 | $233,043 | ▲ $26,984 |
| 2022 | $211,858 | $211,858 | — |
| 2021 | $169,122 | $169,122 | — |
| 2020 | $163,920 | $163,920 | — |
2025 property taxes (current owner): $4,893/yr
Estimated taxes if purchased at asking price: ~$6,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 5, 2026Closed$305,000
- Jul 17, 2026Pending$305,000
- Jun 19, 2026Listed$305,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $186/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4135 Hudnall Road, Jacksonville, FL 32207Listed by COWFORD REALTY & DESIGN LLC | Oct 2026 | $260,000 | $223 | 3/2.5 | 1,168 | 76 | 0.7 |
| 3679 Mimosa Drive, Jacksonville, FL 32207Listed by LOWEST FEE REALTY LLC | Sep 2026 | $225,000 | $192 | 3/2 | 1,174 | 5 | 0.7 |
| 5549 Hickson Road, Jacksonville, FL 32207Listed by MOMENTUM REALTY | Sep 2026 | $300,000 | $160 | 3/3 | 1,878 | 74 | 0.7 |
| 2742 Merwyn Road, Jacksonville, FL 32207Listed by MARK SPAIN REAL ESTATE | Oct 2026 | $253,000 | $157 | 5/2 | 1,607 | 34 | 0.9 |
| 1526 Harbor Oaks Road, Jacksonville, FL 32207Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Oct 2026 | $239,000 | $181 | 3/2 | 1,320 | 1 | 1.1 |
| 1437 Somerville Road, Jacksonville, FL 32207Listed by LPT REALTY LLC | Oct 2026 | $355,000 | $213 | 3/2 | 1,668 | 64 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines