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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 24, 2026·10 days on market·Recent sales in Atlantic Beach

2464 Spokane Avenue E

Jacksonville, FL 32233

$330,000sold priceListed at $350,000 · 94.3% of asking$304/sqftMLS# 2151172
3
Beds
1
Baths
1,085
Sq Ft
1963
Built
—
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence1 story

About this home

Jacksonville

Welcome home to this charming and refreshed 3 bedroom, 1 bath home situated on a spacious corner lot near Mayport and just minutes from the beaches, shopping, dining, and entertainment. Recent updates include a brand new HVAC system, new front windows, fresh exterior paint, and a roof replaced in 2018, giving buyers added peace of mind. The garage has been professionally converted into additional air conditioned living space, perfect for a family room, home office, playroom, or flex space. Outside, you'll find a nicely sized fenced backyard with plenty of room for pets, play, and entertaining. Enjoy the coastal lifestyle with access to the neighborhood boat ramp and community park. Hannah Park is just a 5 minute drive or 10 minute bike ride away, offering beach access, trails, kayaking, camping, and more. Whether you're looking for your first home, a beach getaway, or an investment opportunity, this property offers comfort, convenience, and an unbeatable location!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,828
Property taxesest. at asking price, Duval County$539
Estimated total, before insurance$2,367/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$330,000
$66,000
Loan Term
Monthly Payment
$1,828
Principal & Interest: $1,828
Property taxes (est.): $539
Insurance (est.): $220
Estimated Total Monthly
$2,587
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — 2018 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,569 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $254,000 in March 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$266,566$266,566—
2024$252,224$252,224—
2023$222,274$222,274—
2022$200,561$145,189—
2021$145,987$131,990—
2020$138,357$119,991—

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 24, 2026Closed$350,000
  • Jun 18, 2026Listed$350,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $345/sq ft; this home is listed at $323/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2477 Montreal Street, Jacksonville, FL 32233Listed by MIDDLETON REALTY, INC.Jul 2026$460,000$3454/21,333580
998 Cabo Blanco Avenue E, Jacksonville, FL 32233Listed by EXP REALTY LLCJul 2026$280,000$2493/21,125140.1
1148 Panuco Avenue N, Jacksonville, FL 32233Listed by WATSON REALTY CORPSep 2026$470,000$3683/31,276210.2
2447 Seaway Street, Jacksonville, FL 32233Listed by HOMECOIN.COMSep 2026$465,000$3433/21,356900.3
1275 Green Cay Avenue, Jacksonville, FL 32233Listed by MOMENTUM REALTYMay 2025$408,000$3634/21,12590.4
2217 Destine Lane, Jacksonville, FL 32233Listed by EXP REALTY LLCSep 2026$325,000$2663/21,2232450.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$350,000
Price / Sq Ft$323
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,085
Year Built1963
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address2464 Spokane Avenue E, Jacksonville, FL 32233
Area241-North Beach
SubdivisionOak Harbor
CityJacksonville
CountyDuval
StateFL
Zip Code32233
Parcel Number1687680000

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingAttached
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Freezer, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionCorner Lot
FencingBack Yard, Chain Link, Full, Wood
RoofShingle
ConstructionBrick
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedJune 18, 2026
Days on Market10
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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