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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 2, 2026·14 days on market·Recent sales in Atlantic Beach

998 Cabo Blanco Avenue E

Jacksonville, FL 32233

$280,000sold priceListed at $284,900 · 98.3% of asking$249/sqftMLS# 2145376
3
Beds
2
Baths
1,125
Sq Ft
2002
Built
—
Garage
No
Pool
HOA $30/mo4,792 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Move-In Ready and Minutes to the Beach. Nestled in the back of the established Oak Harbor neighborhood in the heart of Mayport, this charming 3-bedroom, 2-bath single-story townhome puts you just 1.5 miles from the Atlantic Ocean and well within reach of everything that makes Northeast Florida living so good. Launch your boat right from the neighborhood boat ramp, then rinse off and unwind on your private paver patio. Evenings here were made for a glass of sweet tea and a fire, and you'll have plenty of them. Inside, the 2025 kitchen remodel brings together granite countertops and newer appliances in a space that's as functional as it is fresh. LifeProof luxury vinyl plank flooring runs throughout the entire home, durable enough for beach days and beautiful enough to impress. Major systems include a brand new AC, roof 2019, and water heater 2021. This home is close to Atlantic beach town center, Mayport village, Hanna Park, and the naval base. Schedule your tour today.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,551
Property taxesest. at asking price, Duval County$457
HOAbilled monthly$30
Estimated total, before insurance$2,038/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,141/yr · $178/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$280,000
$56,000
Loan Term
Monthly Payment
$1,551
Principal & Interest: $1,551
Property taxes (est.): $457
Insurance (est.): $187
Estimated Total Monthly
$2,195
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2019 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,497 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$191,424$91,571—
2024$192,054$88,283—
2023$187,377$84,256—
2022$177,307$80,346—
2021$136,453$25,000—
2020$133,113$25,000—

2025 property taxes (current owner): $2,141/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $343/sq ft; this home is listed at $253/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2464 Spokane Avenue E, Jacksonville, FL 32233Listed by MOMENTUM REALTYJul 2026$330,000$3043/11,085100.1
2477 Montreal Street, Jacksonville, FL 32233Listed by MIDDLETON REALTY, INC.Jul 2026$460,000$3454/21,333580.1
1148 Panuco Avenue N, Jacksonville, FL 32233Listed by WATSON REALTY CORPSep 2026$470,000$3683/31,276210.3
2447 Seaway Street, Jacksonville, FL 32233Listed by HOMECOIN.COMSep 2026$465,000$3433/21,356900.4
1152 Sebago Avenue N, Jacksonville, FL 32233Listed by HASSLE-FREE REALTY LLCJul 2026$460,000$3194/21,44490.4
1189 Cove Landing Drive, Jacksonville, FL 32233Listed by BACHMANN HOMES REALTY, LLCSep 2026$430,000$2954/21,456200.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$284,900
Price / Sq Ft$253
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,125
Acres0.11 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StyleHalf Duplex
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesSoutheast

Community Information

Address998 Cabo Blanco Avenue E, Jacksonville, FL 32233
Area241-North Beach
SubdivisionOak Harbor
CityJacksonville
CountyDuval
StateFL
Zip Code32233
Lot Size4,791.6 sq ft
Parcel Number1694635050

Amenities

AmenitiesPlayground
UtilitiesCable Connected, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionCul-De-Sac, Dead End Street, Many Trees
Patio / PorchPatio
FencingBack Yard, Full, Privacy, Vinyl
RoofShingle
ConstructionFrame, Vinyl Siding
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 15, 2026
Days on Market14
HOA Fees$30 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$2,141.12
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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