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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Johns Creek, St. Augustine — a pool home in St. Johns County.

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Sold

Sold·Closed Sep 3, 2026·35 days on market·Recent sales in Johns Creek·Johns Creek

464 Johns Creek Parkway

St. Augustine, FL 32092

$495,000sold priceListed at $489,900 · 101% of asking$247/sqftMLS# 2150852
4
Beds
2
Baths
2,005
Sq Ft
2005
Built
2
Garage
Yes
Pool

16 more homes for sale in Johns Creek →Search Johns Creek on the map

FEMA Zone XHOA $10/mo9,583 sqft lotSingle Family Residence1 story

About this home

Johns Creek

MOVE-IN READY POOL HOME in Johns Creek, St. Augustine! This updated 4BR/2BA, 2,005 sq ft home features a stunning 2023 saltwater pool (14'x28') with heater/chiller, sunshelf water feature & child safety fence, plus a covered patio with ceiling fan & mounted TV for effortless entertaining. NEW ROOF (2022), NEW HVAC (2021), newer water heater, whole-house water filtration & new irrigation system. Fresh paint, hardwood floors & epoxy garage floor throughout. Community amenities include 2 pool centers, a fitness center, tennis & basketball courts, playgrounds & LOW HOA. Minutes to I-295, I-95, St. Johns Town Center & top-rated schools -- beach just 20 minutes away! Lender offers 1% of loan amt. toward discount points or closing costs when you choose Nick Dalcero, Sr. Loan Officer at Neo Home Loans. This offer expires 07/31/2026.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,742
Property taxesest. at asking price, St. Johns County$659
HOAbilled annually$10
Estimated total, before insurance$3,410/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,456/yr · $705/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$495,000
$99,000
Loan Term
Monthly Payment
$2,742
Principal & Interest: $2,742
Property taxes (est.): $659
Insurance (est.): $330
Estimated Total Monthly
$3,730
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,749 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $440,000 in March 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$414,769$414,769—
2024$409,631$409,631—
2023$362,871$312,871—
2022$326,740$124,648—
2021$238,531$119,561—
2020$221,137$117,220—

2025 property taxes (current owner): $8,456/yr

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 4, 2026Closed$489,900
  • Aug 12, 2026Pending$489,900
  • Jul 24, 2026Active Under Contract$489,900
  • Jul 16, 2026Price change$489,900−$10,000
  • Jun 19, 2026Listed$499,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $242/sq ft; this home is listed at $244/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
995 Garrison Drive, St. Augustine, FL 32092Listed by RE/MAX SPECIALISTSAug 2026$690,000$2655/32,603570.4
637 Watervale Drive, St. Augustine, FL 32092Listed by LPT REALTY LLCSep 2026$520,000$2364/32,2041510.8
144 Rose Bud Lane, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Sep 2026$624,030$2794/32,23400.9
3101 E Banister Road, St. Augustine, FL 32092Listed by LOKATIONSep 2026$425,000$2353/21,808311.1
177 Southern Grove Drive, St. Johns, FL 32259Listed by TAH FLORIDA LLCSep 2026$330,000$2213/21,4961191.2
4248 Leaping Deer Lane, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$480,000$2423/21,985811.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$489,900
Price / Sq Ft$244
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,005
Acres0.22 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water
Is WaterfrontNo

Community Information

Address464 Johns Creek Parkway, St. Augustine, FL 32092
Area304- 210 South
SubdivisionJohns Creek
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size9,583.2 sq ft
Parcel Number0099813090
ZoningResidential

Amenities

AmenitiesClubhouse, Fitness Center, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Patio
FencingFenced, Back Yard, Privacy
RoofShingle

Additional Information

Date ListedJune 19, 2026
Days on Market35
HOA Fees$115 / Annually
HOA FrequencyAnnually
HOA NameVesta Property Services
Tax Amount$8,456.43
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Johns Creek

Johns Creek is a neighborhood in Jacksonville, FL (St. Johns County), ZIP 32092.

View all Johns Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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