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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sea Colony, St. Augustine — a home near St. Augustine High School.

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Sold

Sold·Closed May 13, 2025·344 days on market·Recent sales in Sea Colony·Sea Colony

685 Ocean Palm Way

St. Augustine, FL 32080

$1,840,000sold priceListed at $1,875,000 · 98.1% of asking$448/sqftMLS# 2061601
5
Beds
5.5
Baths
4,103
Sq Ft
2005
Built
3
Garage
No
Pool

3 more homes for sale in Sea Colony →Search Sea Colony on the map

HOA $271/mo7,405 sqft lotWaterfrontSingle Family Residence3 stories

About this home

Sea Colony

Sea Colony, St Augustine's only guard-gated oceanfront community is a special place to call home. Soaring Palms sway in the breezes and pastel colored homes invite a sense of the tropics.This charming OCEANVIEW home offers the best of Florida living with a wrap around porch and multiple decks to enjoy the pleasant sea air. Inside, high ceilings, wood floors and an abundance of windowscreates an elegant coastal retreat. With a formal dining room, living room and family room, there is plenty of room to enjoy quiet moments or host family and friends. Four spacious bedrooms, as well as a largebonus room, each with their own ensuite bathroom ensures privacy and comfort for all. The chef's kitchen features a luxury Sub Zero wine cooler and refrigerator as well as a professional grade Viking gasrange. Another added bonus is the 3 CAR GARAGE! Prime location within Sea Colony. Concrete Block construction. NEW ROOF, 3 NEW ACs.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$10,112
Property taxesest. at asking price, St. Johns County$2,448
HOAbilled annually$271
Estimated total, before insurance$12,831/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$19,274/yr · $1,606/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,815 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $19,274/yr

Estimated taxes if purchased at asking price: ~$29,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $494/sq ft; this home is listed at $457/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
688 Ocean Palm Way, St. Augustine Beach, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$4,050,000$9554/5.54,239530
416 Ocean Grove Circle Circle, St. Augustine, FL 32080Listed by THE NEWCOMER GROUPJan 2026$1,615,000$4795/3.53,369650.1
773 Ocean Palm Way, St. Augustine, FL 32080Listed by ENGEL & VOLKERS ST AUGUSTINEDec 2025$1,700,000$4945/4.53,4381130.1
892 Ocean Palm Way, St. Augustine, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEMay 2026$2,690,000$6804/3.53,95400.3
24 Linda Mar Drive, St. Augustine, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2025$910,000$2624/43,470530.3
912 Sandy Beach Circle, St. Augustine, FL 32080Listed by ENGEL & VOLKERS ST AUGUSTINEAug 2026$1,440,000$4104/33,510100.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,875,000
Price / Sq Ft$457
Bedrooms5
Bathrooms5.50
Full Baths5
Half Baths1
Square Footage4,103
Acres0.17 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

ElementaryR.b. Hunt
MiddleSebastian

Community Information

Address685 Ocean Palm Way, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionSea Colony
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size7,405.2 sq ft
Parcel Number1741913050

Amenities

AmenitiesBeach Access, Clubhouse, Gated
UtilitiesSewer Available
Water SourcePublic
ParkingGarage
ViewOcean
Waterfront TypeOcean Access

Interior

AppliancesDouble Oven, Gas Oven, Refrigerator, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringWood
# of Stories3
Security24 Hour Security, Gated with Guard

Exterior

Lot DescriptionCorner Lot
RoofMetal
ConstructionBlock

Additional Information

Date ListedDecember 21, 2024
Days on Market344
HOA Fees$3,250 / Annually
HOA FrequencyAnnually
HOA Fee IncludesSecurity
Tax Amount$19,273.85
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENGEL & VOLKERS ST AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sea Colony

Sea Colony is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Sea Colony homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 13, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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