This home is in Jacksonville.

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Active

Active·45 days on market

1431 Riverplace Boulevard 1501

Jacksonville, FL 32207

$489,000$366/sqftEst. $2,493/moMLS# 2150401

Beds

Baths

1,337

Sq Ft

2008

Built

Garage

Pool

About this home

Jacksonville

Tremendous value for a great unit with special attributes in the best luxury high-rise condominium building in the urban core. Perched on the 15th floor of The Peninsula at St. Johns Center, this exceptional 2-bedroom, 2-bath condominium offers breathtaking southwestern views spanning San Marco, the St. Johns River, and beyond. This is the perfect time to buy in The Peninsula, which is wrapping up major building-wide remediation that involved replacing and updating the façade of the building, including replacing exterior windows and doors of all units. Unit owners approved a special assessment of up to $8 million to fund this work, due in two payments - one in September 2026 and the balance in January 2027. Seller is offering to cover both payments, resulting in the buyer saving roughly $26,000.00, an important consideration in evaluating price. A few items that make this prime corner unit stand out from the rest:

Cost to own

Mortgage calculator

Home Price

$489,000

Down Payment: 20%

$97,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,493

Principal & Interest: $2,493

Property taxes (est.): $799

Insurance (est.): $326

Estimated Total Monthly

$3,618

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,493

Property taxesest. at asking price, Duval County$798

HOAbilled monthly$1,460

Estimated total, before insurance$4,752/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,614/yr · $551/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$347,500	$347,500	▼ $33,500
2024	$381,000	$381,000	▼ $45,500
2023	$426,500	$349,690	—
2022	$332,000	$317,900	—
2021	$289,000	$289,000	—
2020	$289,000	$289,000	—

2025 property taxes (current owner): $6,614/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,596 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 12, 2026Listed$489,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$489,000

Price / Sq Ft$366

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,337

Year Built2008

TypeResidential

Sub-TypeCondominium

StyleContemporary

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Direction FacesSouthwest

School Information

ElementaryHendricks Avenue

MiddleAlfred Dupont

HighSamuel W. Wolfson

Community Information

Address1431 Riverplace Boulevard 1501, Jacksonville, FL 32207

Area011-San Marco

SubdivisionThe Peninsula At St Johns Center Condos

CityJacksonville

CountyDuval

StateFL

Zip Code32207

Parcel Number0803930420

Amenities

AmenitiesPool, Clubhouse, Elevator(s), Maintenance Grounds, Maintenance Structure, Management - Full Time, Management- On Site, Sauna, Service Elevator(s), Spa/Hot Tub, Trash, Water

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingAssigned, Covered, Electric Vehicle Charging Station(s), Garage, Secured

ViewBridge(s), City, River, Other

Waterfront TypeNavigable Water, River Front