Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·62 days on market

808 Vista Creek Avenue

Jacksonville, FL 32218

$452,997$219/sqftEst. $2,331/moMLS# 2150353

Beds

Baths

2,070

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

The thoughtfully designed Slate floor plan welcomes you with two secondary bedrooms positioned at the front of the home, sharing a well-appointed bath. As you continue down the foyer, the layout opens into a spacious and inviting living area, featuring a dining nook, a great room with direct access to the covered patio, and a beautifully designed kitchen complete with a center island, abundant cabinetry, and generous counter space. The private primary suite is tucked nearby, offering a large walk-in closet and a luxurious bath with both a soaking tub and separate shower. A fourth bedroom and a convenient laundry room complete the interior of the home. SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s).

Cost to own

Mortgage calculator

Home Price

$452,997

Down Payment: 20%

$90,599

Interest Rate: 6.67%

Loan Term

Monthly Payment

$2,331

Principal & Interest: $2,331

Property taxes (est.): $740

Insurance (est.): $302

Estimated Total Monthly

$3,373

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,331

Property taxesest. at asking price, Duval County$740

HOAbilled annually$77

Estimated total, before insurance$3,148/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 30, 2026Price change$452,997−$9,427
Jul 27, 2026Price change$462,424+$12,000
Jul 17, 2026Price change$450,424+$4,000
Jun 12, 2026Listed$446,424

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$452,997

Price / Sq Ft$219

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,070

Total Structure Area2,470 sq ft

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUnder Construction

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesNorth

School Information

MiddleSelect One

Community Information

Address808 Vista Creek Avenue, Jacksonville, FL 32218

Area092-Oceanway/Pecan Park

SubdivisionWoodland Reserve

CityJacksonville

CountyDuval

StateFL

Zip Code32218

Parcel Number1081380360

Amenities

AmenitiesOther, Dog Park

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s), Other

AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer

HeatingCentral

CoolingElectric

FlooringCarpet, Laminate

# of Stories1

LevelsOne

LaundryIn Unit

SecuritySmoke Detector(s)