This home is in Jacksonville.

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Active

Active·27 days on market

5375 Ortega Farms Boulevard 505

Jacksonville, FL 32210

$175,000$160/sqftEst. $931/moMLS# 2150008

Beds

Baths

1,091

Sq Ft

1969

Built

—

Garage

Pool

About this home

Jacksonville

Beautifully updated 2-bedroom, 2-bathroom home located in a gated waterfront community just minutes from Naval Air Station Jacksonville, shopping, dining, and everyday conveniences. This desirable split floor plan features a guest bedroom and full bathroom on the first floor, while the spacious primary suite enjoys privacy on the second level. Inside, you'll find hardwood flooring throughout the main living areas, no carpet, granite countertops, stainless steel appliances, and updated paint. The open living space flows seamlessly into a versatile loft area upstairs, perfect for a home office, media room, fitness space, or additional living area. Residents enjoy resort-style amenities including a waterfront pool, clubhouse, fitness center, sauna, business center, wine cellar, and beautifully maintained grounds. Combining comfort, convenience, and exceptional community amenities, this move-in-ready home is one you won't want to miss.

Cost to own

Mortgage calculator

Home Price

$175,000

Down Payment: 20%

$35,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$931

Principal & Interest: $931

Est. Taxes & Insurance: $233

Estimated Total Monthly

$1,164

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$931

Property taxesest. at asking price, Duval County$286

HOAbilled monthly$660

Estimated total, before insurance$1,877/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$134,000	$83,278	▼ $35,500

2025 property taxes (current owner): $1,670/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1969)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,719 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History