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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Flagler Estates, Hastings.

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Sold

Sold·Closed Jun 30, 2026·6 days on market·Recent sales in Flagler Estates·Flagler Estates

9635 Ebert Avenue

Hastings, FL 32145

$85,000sold priceListed at $99,990 · 85% of asking$77/sqftMLS# 2149799
3
Beds
2
Baths
1,104
Sq Ft
1993
Built
—
Garage
No
Pool

29 more homes for sale in Flagler Estates →Search Flagler Estates on the map

No HOA1.14 acresManufactured Home1 story

About this home

Flagler Estates

CASH ONLY! Investor/handyman special on 1.14 acres in St. Johns County for under $100K. This 1993 manufactured home offers 3BR/2BA and 1,104 SF, plus a screened side porch, carport, and attached 16x24 storage area. The home requires a full rehab inside and out, including complete interior renovation, kitchen and bath updates, flooring, paint, fixtures, finishes, and full trash-out. Exterior improvements needed include siding/skirting repairs, landscaping, debris removal, exterior paint, and curb appeal enhancements. Central ductwork is in place, but a new AC unit is needed. Metal roof age unknown. With over an acre of land, there may be potential for additional outbuildings, equipment storage, recreational use, or other future uses subject to buyer verification and local zoning. Vacant at closing and sold AS-IS.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$471
Property taxesest. at asking price, St. Johns County$113
Estimated total, before insurance$584/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,771/yr · $148/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$85,000
$17,000
Loan Term
Monthly Payment
$471
Principal & Interest: $471
Property taxes (est.): $113
Insurance (est.): $57
Estimated Total Monthly
$641
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1993)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,466 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$106,336$81,336—
2024$109,493$78,486—
2023$110,732$73,624—
2022$108,675$50,544—
2021$86,929$69,226—
2020$74,946$62,933—

2025 property taxes (current owner): $1,771/yr

Estimated taxes if purchased at asking price: ~$1,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $217/sq ft; this home is listed at $91/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9860 Crotty Avenue, Hastings, FL 32145Listed by WJH BROKERAGE FL LLCAug 2026$306,990$2173/21,4162030.7
9625 Light Avenue, Hastings, FL 32145Listed by US REALTY HUBSep 2026$175,000$1443/21,216410.9
4445 Melanie Street, Hastings, FL 32145Listed by IHEART REALTY INCSep 2026$125,000$1013/21,242381.1
10020 Baylor Avenue, Hastings, FL 32145Listed by LANTERN REALTY, LLC.Sep 2026$274,900$2503/21,1001101.1
4215 Nancy Street, Hastings, FL 32145Listed by MOMENTUM REALTYMay 2025$193,000$2013/296021.1
9640 Pocklington Avenue, Hastings, FL 32145Listed by MOMENTUM REALTYJun 2026$325,000$2623/21,241371.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$99,990
Price / Sq Ft$91
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,104
Acres1.14 acres
Year Built1993
TypeResidential
Sub-TypeManufactured Home
StyleOther
Property ConditionFixer
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
Direction FacesEast

Community Information

Address9635 Ebert Avenue, Hastings, FL 32145
Area341-Flagler Estates/Hastings
SubdivisionFlagler Estates
CityHastings
CountySt. Johns
StateFL
Zip Code32145
Lot Size49,658.4 sq ft
Parcel Number0502900280

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingOther, Carport

Interior

AppliancesNone
HeatingCentral, Electric
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

Lot DescriptionCleared
RoofMetal
ConstructionFrame, Vinyl Siding
Other StructuresShed(s), Workshop
Road SurfaceAsphalt

Additional Information

Date ListedJune 10, 2026
Days on Market6
Tax Amount$1,771.47
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LOKATION

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Flagler Estates

Flagler Estates is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32145.

View all Flagler Estates homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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