This home is in Ortega Forest, Jacksonville — a pool home in Jacksonville.
$330,000Sold3 bd · 2 ba · 1,284 sq ft
Sold·Closed Oct 2, 2026·106 days on market·Recent sales in Ortega Forest·Ortega Forest
4531 Milstead Road
Jacksonville, FL 32210
9 more homes for sale in Ortega Forest →Search Ortega Forest on the map
About this home
Ortega Forest
Welcome to Ortega Forest! Come see why this neighborhood has become one of the most sought-after areas in town. With its old-town charm and modern sense of community, Ortega Forest is truly a great place to call home. This charming bungalow offers cozy interior spaces filled with modern comforts, while the outdoor areas bring all the fun! The screened-in patio features flowing white curtains -- the perfect setting for evening gatherings, card games, or sipping your morning coffee. Step outside and enjoy the backyard vibes: gather around the fire pit, dine under the stars, or take a refreshing dip in the pool. Need extra space? The She/He Shed comes complete with a full bathroom and partial kitchen -- ideal for a man cave, pool cabana, creative retreat, pool bath, guest suite, or even potential rental. The possibilities are endless. 1 full bathroom is located in the main house, and 1 full bathroom is in the ADU.
Next steps in Ortega Forest
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 1952)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Public water · JEA
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,266 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
19th Ave Nabout 19 mi · 15 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Park10 min drive · 4 mi of trails
Closest public boat ramp
Wayne B Stevens Parkabout 1 mi · Ortega River
Closest kayak & paddleboard launch
Seminole Park Paddlecraft Accessabout 0.8 mi · Ortega River
Closest youth league fields
Westside Middle School Park10 min drive · Baseball, Softball, Football, Basketball, Soccer, Volleyball
Closest grocery store
Winn-Dixie5 min drive · 5647 Roosevelt Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $220,623 | $129,399 | — |
| 2024 | $219,822 | $125,045 | — |
| 2023 | $215,900 | $119,947 | — |
| 2022 | $210,872 | $114,998 | — |
| 2021 | $160,193 | $110,193 | — |
| 2020 | $151,522 | $151,522 | ▲ $20,184 |
2024 property taxes (current owner): $2,604/yr
Estimated taxes if purchased at asking price: ~$6,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 3, 2026Closed$333,000
- Aug 25, 2026Active Under Contract$333,000
- Aug 12, 2026Price change$333,000−$1,000
- Jul 29, 2026Price change$334,000−$1,000
- Jun 10, 2026Listed$335,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $228/sq ft; this home is listed at $257/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4525 Water Oak Lane, Jacksonville, FL 32210Listed by COWFORD REALTY & DESIGN LLC | Oct 2026 | $379,000 | $267 | 3/2 | 1,422 | 157 | 0.2 |
| 2721 Algonquin Avenue, Jacksonville, FL 32210Listed by KELLER WILLIAMS ST JOHNS | Oct 2026 | $455,000 | $307 | 3/2 | 1,482 | 32 | 0.6 |
| 4313 Hiawatha Street, Jacksonville, FL 32210Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $355,000 | $228 | 3/1.5 | 1,556 | 66 | 0.7 |
| 5136 Big Forest Lane, Jacksonville, FL 32210Listed by HERRON REAL ESTATE LLC | Oct 2026 | $295,000 | $218 | 3/2 | 1,354 | 9 | 0.9 |
| 4616 Timuquana Road, Jacksonville, FL 32210Listed by EXP REALTY LLC | Nov 2026 | $167,000 | $134 | 3/1 | 1,250 | 101 | 1.1 |
| 4351 Davinci Avenue, Jacksonville, FL 32210Listed by NORVILLE REALTY INC | Oct 2026 | $300,000 | $227 | 3/1 | 1,322 | 0 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Sold by: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Ortega Forest
Ortega Forest is a neighborhood in Jacksonville, FL (Duval County), ZIP 32210.
View all Ortega Forest homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
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