This home is in Jacksonville.
Active Under Contract·124 days on market
2131 Bartram Road
Jacksonville, FL 32207
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
This 3-bedroom, 2-bath home is full of character and ready for its next owner. Original hardwood floors run through the home, and the bathrooms retain their original charm. The kitchen has been updated, offering a great blend of functionality and vintage appeal. A spacious screened porch provides the perfect place to relax and enjoy the outdoors. The garage was enclosed and adds valuable flexible living space. While it does not have a closet, it includes the second bathroom with a shower, sink, and washer/dryer area, making it ideal as a mother-in-law suite, second living room, home office, playroom, or guest space. Major updates have already been completed, including a new roof in 2021, new windows in 2022, and a new AC system in 2019. Situated on a large lot and conveniently located near shopping, dining, schools, and downtown Jacksonville, this home offers plenty of potential for its next chapter.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2021 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Likely septic · Public water · JEA
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~888 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $262,646 | $226,586 | — |
| 2024 | $218,220 | $205,988 | — |
| 2023 | $203,431 | $187,262 | ▲ $28,013 |
| 2022 | $170,239 | $170,239 | ▼ $4,740 |
| 2021 | $154,824 | $154,824 | ▲ $7,684 |
| 2020 | $144,023 | $141,891 | — |
2025 property taxes (current owner): $4,633/yr
Estimated taxes if purchased at asking price: ~$5,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 20, 2026Active Under Contract$299,900
- Sep 5, 2026Price change$299,900−$49,100
- Jul 23, 2026Price change$349,000−$20,000
- Jun 6, 2026Listed$369,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ROUND TABLE REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in St Nicholas
For Sale2934 Bethel CourtJacksonville, FL 32207
3 bd · 2 ba · 1,492 sq ft
$299,000Est. $1,591/moCharming three bedroom/two full bath located in the desirable neighborhood of St. Nicholas. Come see this updated home…
Listing Office: weichert realtors coastal city
For Sale2413 Jerusalem StreetJacksonville, FL 32207
3 bd · 2.5 ba · 1,361 sq ft
$324,900Est. $1,729/moBrand-new two-story home in the desirable St. Nicholas area! This beautifully designed 3-bedroom, 2.5-bath residence…
Listing Office: coldwell banker vanguard realty
For Sale2025 Art Museum DriveJacksonville, FL 32207
4 bd · 2 ba · 1,987 sq ft
$400,000Est. $2,129/moBuyers: Make an appointment today on this exclusive opportunity to purchase this newly renovated double corner lot…
Listing Office: momentum realty
For Sale1244 Glengarry RoadJacksonville, FL 32207
3 bd · 2 ba · 2,047 sq ft
$447,900Est. $2,384/moA welcoming covered front porch sets the tone for this all-brick Jacksonville home, where original character meets…
Listing Office: momentum realty
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines