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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 10, 2026·55 days on market·Recent sales in Jacksonville

3857 Mission Drive 3

Jacksonville, FL 32217

$50,000sold priceListed at $40,000 · 125% of asking$35/sqftMLS# 2149139
3
Beds
2
Baths
1,430
Sq Ft
1970
Built
—
Garage
No
Pool
FEMA Zone XHOA $743/mo436 sqft lotCondominium1 story

About this home

Jacksonville

ONLINE AUCTION - Bidding Ends July 30 at 2pm - Selling at or above a minimum bid of $40,000! Discover the perfect blend of comfort, convenience, and location with this beautifully updated first-floor condominium in the desirable community of The Colony. Offering 3 spacious bedrooms, two modern bathrooms, and three versatile living spaces. This move-in-ready condo is ideal for first-time buyers, college students, professionals, retirees, or investors. It is a highly sought-after community known for its convenience, accessibility, and desirable amenities. Residents enjoy easy access to major highways, shopping, dining and some of Northeast Florida's most popular destinations. The property is also located near several colleges and universities, including the University of North Florida, Jacksonville University, and Florida State College at Jacksonville, making it an attractive option for students, faculty, and investors alike.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$277
Property taxesest. at asking price, Duval County$82
HOAbilled monthly$743
Estimated total, before insurance$1,101/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,791/yr · $149/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$50,000
$10,000
Loan Term
Monthly Payment
$277
Principal & Interest: $277
Property taxes (est.): $82
Insurance (est.): $33
Estimated Total Monthly
$392
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1970)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,677 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $175,000 in February 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$140,800$90,078—
2024$146,850$96,850▼ $7,150
2023$154,000$69,995—
2022$116,500$66,500—

2025 property taxes (current owner): $1,791/yr

Estimated taxes if purchased at asking price: ~$1,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 12, 2026Closed$40,000
  • Jul 9, 2026Price change$40,000−$35,000
  • Jun 6, 2026Listed$75,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $174/sq ft; this home is listed at $28/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3857 Mission Drive 1, Jacksonville, FL 32217Listed by EAGLES WORLD REALTY, INCJul 2026$101,000$713/21,4305650
3865 Campenero Court 1, Jacksonville, FL 32217Listed by SPECTRUM REALTY SERVICESSep 2026$65,000$572/21,1453730.1
6654 Bell Tower Court 2, Jacksonville, FL 32217Listed by HERRON REAL ESTATE LLCSep 2026$65,000$572/21,145910.1
6893 Gable Grove Avenue, Jacksonville, FL 32217Listed by LENNAR REALTY INCJul 2026$309,589$1813/2.51,70700.7
3964 Palladian Court, Jacksonville, FL 32217Listed by LENNAR REALTY INCOct 2026$309,000$2083/2.51,483110.8
3962 Palladian Court, Jacksonville, FL 32217Listed by LENNAR REALTY INCSep 2026$299,589$1743/2.51,717120.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$40,000
Price / Sq Ft$28
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,430
Acres0.01 acres
Year Built1970
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

MiddleSelect One

Community Information

Address3857 Mission Drive 3, Jacksonville, FL 32217
Area012-San Jose
SubdivisionThe Colony At San Jose
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size435.6 sq ft
Parcel Number1540398642

Amenities

UtilitiesCable Connected, Electricity Connected
Water SourcePublic
ParkingParking Lot

Interior

AppliancesConvection Oven, Dishwasher, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Additional Information

Date ListedJune 6, 2026
Days on Market55
HOA Fees$742.55 / Monthly
HOA FrequencyMonthly
Tax Amount$1,790.64
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXIT 1 STOP REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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