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Active

Active·45 days on market

8539 Gate Parkway W 433

Jacksonville, FL 32216

$149,900$162/sqftEst. $764/moMLS# 2149075
2
Beds
2
Baths
927
Sq Ft
2007
Built
Garage
No
Pool

About this home

Jacksonville

Stunning, move-in ready condo located in the highly sought-after gated community of Villa Medici, where comfort, convenience, & resort-style living come together seamlessly. This beautifully upgraded home features elegant wood-look tile flooring throughout the entire home, offering modern style with easy to clean living. The kitchen stands out with granite counters & stainless steel appl, ideal for both everyday cooking & effortless entertaining. The open-concept layout creates a bright & inviting atmosphere with a seamless flow between the living, dining, & kitchen areas, perfect for relaxing or hosting guests. The floorplan boasts 2 huge walkin closets for plenty of storage. Enjoy resort-style amenities: sparkling community pool & Grill, designed for soaking up the Florida sunshine & embracing the ultimate in relaxation. Dog run so fido gets their exercise & a fitness center for you. Plus pool & foozball tables for socializing . Perfect for first-time buyers, downsizers, or investors

Cost to own

Mortgage calculator

$149,900
$29,980
Loan Term
Monthly Payment
$764
Principal & Interest: $764
Property taxes (est.): $245
Insurance (est.): $100
Estimated Total Monthly
$1,109
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$764
Property taxesest. at asking price, Duval County$245
HOAbilled monthly$461
Estimated total, before insurance$1,470/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,085/yr · $257/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$178,000$169,835
2024$178,000$154,396
2023$178,000$140,360
2022$153,000$127,600
2021$116,000$116,000
2020$108,000$105,875

2025 property taxes (current owner): $3,085/yr

Estimated taxes if purchased at asking price: ~$2,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,766 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 17, 2026Price change$149,900$7,600
  • Jun 12, 2026Listed$157,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$149,900
Price / Sq Ft$162
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage927
Year Built2007
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

MiddleTwin Lakes Academy

Community Information

Address8539 Gate Parkway W 433, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionVilla Medici
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Parcel Number1541662178

Amenities

AmenitiesPool, Barbecue, Clubhouse, Dog Park, Fitness Center, Gated, Maintenance Grounds, Maintenance Structure, Management - Full Time
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Parking Lot

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingElectric, Hot Water
CoolingElectric
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit
SecuritySecurity Gate
Spa FeaturesIn Ground, Community

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Rear Porch, Screened
ConstructionStucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJune 12, 2026
Days on Market35
HOA Fees$461.39 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control
Tax Amount$3,085.45
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PHYLLIS FRANKEL REALTY GROUP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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