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Active

Active·64 days on market

1680 Pottsburg Point Drive

Jacksonville, FL 32207

$269,900$160/sqftEst. $1,392/moMLS# 2148829

Beds

Baths

1,691

Sq Ft

2020

Built

Garage

Pool

About this home

Jacksonville

NOW $269,900..Why wait to build? Build your equity NOW! Don't miss out on this 2020 Lennar ''Islamorada'' 1553 sq. ft 2 story home in a small 38 townhome community that is FULL OF UPGRADES. The perfect blend of modern comfort, low-maintenance living, and an unbeatable Jacksonville location. A spacious 2-bedroom, 2.5-bath residence has includes: 2'' PLANTATION SHUTTERS and FANS throughout, TILE throughout the main living area, REMO halo-LED purification HVAC system; WHOLE HOME WATER SOFTENER, TANKLESS WATER HEATER for endless hot water, SECURITY SYSTEM owned, custom Lanai vertical blinds and Closet by Design pantry installed. A thoughtfully designed living space with a 1-car attached garage and a desirable cul-de-sac location and extra guest parking. Inside discover an open-concept floor plan with wood-inspired tile flooring throughout the main living areas, a welcoming foyer.

Cost to own

Mortgage calculator

Home Price

$269,900

Down Payment: 20%

$53,980

Interest Rate: 6.69%

Loan Term

Monthly Payment

$1,392

Principal & Interest: $1,392

Property taxes (est.): $441

Insurance (est.): $180

Estimated Total Monthly

$2,012

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,392

Property taxesest. at asking price, Duval County$441

HOAbilled monthly$270

Estimated total, before insurance$2,103/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,143/yr · $262/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$217,954	$148,040	—
2024	$237,334	$143,161	▲ $11,021
2023	$252,156	$137,535	▲ $15,914
2022	$227,002	$132,073	—
2021	$180,154	$126,770	—
2020	$38,000	$38,000	▲ $2,000

2025 property taxes (current owner): $3,143/yr

Estimated taxes if purchased at asking price: ~$5,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,722 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 8, 2026Price change$269,900−$5,000
Jun 4, 2026Listed$274,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$269,900

Price / Sq Ft$160

Bedrooms2

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,691

Acres0.05 acres

Year Built2020

TypeResidential

Sub-TypeTownhouse

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

Direction FacesSouthwest

School Information

ElementaryLove Grove

MiddleArlington

HighEnglewood

Community Information

Address1680 Pottsburg Point Drive, Jacksonville, FL 32207

Area021-St Nicholas Area

SubdivisionPottsburg Pointe

CityJacksonville

CountyDuval

StateFL

Zip Code32207

Lot Size2,178 sq ft

Lot Dimensions2187

Parcel Number1294300330

ZoningResidential

Amenities

AmenitiesMaintenance Grounds, Maintenance Structure, Management - Full Time, Management - Off Site, Trash

UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingAdditional Parking, Attached, Garage, Garage Door Opener, Guest, Parking Lot, Unassigned

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryIn Unit, Upper Level

SecurityFire Sprinkler System, Security System Owned, Smoke Detector(s)