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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Sold

Sold·Closed Jul 30, 2026·24 days on market·Recent sales in Jacksonville

899 Panther Lake Parkway

Jacksonville, FL 32221

$363,990sold priceListed at $371,990 · 97.8% of asking$163/sqftMLS# 2148806
4
Beds
4
Baths
2,239
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone AEHOA $36/moWaterfrontSingle Family Residence1 storyNew construction

About this home

Jacksonville

This home is MOVE-IN READY! This home includes 4 bedroom, 3 bath and a 2 car garage. The spacious great room includes 9 ft. ceilings and luxury vinyl flooring that leads to the gourmet kitchen which boasts Woodmont® 42-in. white upper cabinets, wet island and Whirlpool® stainless steel appliances. The primary suite features a large walk-in closet and connecting bath that offers quartz countertops and a dual-sink vanity. Enjoy your pond view homesite from your covered and screened rear patio. Additional highlights include a dedicated laundry room, ENERGY STAR® certified lighting, Moen® faucets and Kohler® sinks. KB Home at Panther Creek community pool, pickleball courts, gym, clubhouse and more are now open with NO CDD FEES! Closing cost assistance available on this home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,016
Property taxesest. at asking price, Duval County$594
HOAbilled annually$36
Estimated total, before insurance$2,647/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$363,990
$72,798
Loan Term
Monthly Payment
$2,016
Principal & Interest: $2,016
Property taxes (est.): $594
Insurance (est.): $243
Estimated Total Monthly
$2,853
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$60,000$60,000—
2024$56,000$56,000—
2023$67,500$67,500—

Estimated taxes if purchased at asking price: ~$7,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 30, 2026Closed$371,990
  • Jul 7, 2026Pending$371,990
  • Jun 4, 2026Listed$371,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $177/sq ft; this home is listed at $166/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
712 Panther Lake Parkway, Jacksonville, FL 32221Listed by ROUND TABLE REALTYJul 2026$335,000$1773/21,8912980.1
11309 Panther Lake Court, Jacksonville, FL 32221Listed by ROUND TABLE REALTYAug 2026$351,990$1504/2.52,353800.2
1437 Tan Tara Trail, Jacksonville, FL 32221Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$385,000$1914/2.52,013250.5
1486 Panther Lake Parkway, Jacksonville, FL 32221Listed by SUPREME PATH BROKERAGE LLCSep 2026$415,000$1784/32,329850.7
166 Perry Creek Drive, Jacksonville, FL 32220Listed by CHAD AND SANDY REAL ESTATE GROUPAug 2026$320,000$1354/32,372680.8
145 Fort Milton Drive, Jacksonville, FL 32220Listed by MOMENTUM REALTYAug 2026$300,000$1513/21,985400.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$371,990
Price / Sq Ft$166
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage2,239
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
New ConstructionYes

School Information

ElementaryChaffee Trail
MiddleBaldwin
HighBaldwin

Community Information

Address899 Panther Lake Parkway, Jacksonville, FL 32221
Area065-Panther Creek/Adams Lake/Duval County-SW
SubdivisionPanther Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Parcel Number0018607215

Amenities

AmenitiesBasketball Court, Clubhouse, Dog Park, Fitness Center, Management - Off Site, Pickleball, Playground
UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesKitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)
AppliancesDouble Oven, Electric Cooktop, ENERGY STAR Qualified Dishwasher, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)
Spa FeaturesCommunity

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchRear Porch, Screened
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 4, 2026
Days on Market24
HOA Fees$435 / Annually
HOA FrequencyAnnually
HOA NamePanther Creek
Tax Year2026
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: ROUND TABLE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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