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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine a home near Pedro Menendez High School.

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Active

Active·7 days on market

704 Coachman'S Place

St. Augustine, FL 32086

$999,000$334/sqftEst. $5,162/moMLS# 2162645
5
Beds
4
Baths
2,993
Sq Ft
2018
Built
3
Garage
Yes
Pool

About this home

St. Augustine

Welcome to an exceptional custom-built residence in the highly desirable Governors Plantation community, where sophisticated design, thoughtful functionality, and effortless Florida living come together. This impressive 5-bedroom, 4-bath pool home offers an expansive layout with a rare multigenerational suite, a spacious 3-car garage, and an extensive collection of high-end features designed for comfort, convenience, and peace of mind. At the heart of the home is the spectacular open main living area that includes kitchen, dining and living space. The kitchen is amazing and features custom cabinetry, granite countertops, huge island with gas cooktop and custom lighting One of the home's most distinctive features is the private multigenerational suite, offering exceptional flexibility for extended family, guests, or independent living.

Cost to own

Mortgage calculator

$999,000
$199,800
Loan Term
Monthly Payment
$5,162
Principal & Interest: $5,162
Property taxes (est.): $1,329
Insurance (est.): $666
Estimated Total Monthly
$7,158
*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$5,162
Property taxesest. at asking price, St. Johns County$1,329
HOAbilled quarterly$138
Estimated total, before insurance$6,629/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,618 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 31, 2026Listed$999,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$999,000
Price / Sq Ft$334
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage2,993
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleMulti Generational, Ranch, Traditional
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo

School Information

Community Information

Address704 Coachman'S Place, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionGovernors Plantation
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Parcel Number1358190430

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Not Available, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

AppliancesDishwasher, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Multi Units
# of Stories1
LevelsOne

Exterior

Lot DescriptionCul-De-Sac

Additional Information

Date ListedAugust 31, 2026
Days on Market2
HOA Fees$413 / Quarterly
HOA FrequencyQuarterly
HOA Namesovereign and Jacobs
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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