Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·28 days on market

4399 Kenndle Road

Jacksonville, FL 32208

$255,900$175/sqftEst. $1,314/moMLS# 2157248

Beds

Baths

1,466

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

Here's the dream home you've been waiting for! This brand new build is a 4-bedroom, 2-bathroom residence blends style and comfort in every corner. Upon entering, you'll be greeted by beautiful wood LVP floors that lead you into a grand living area. The kitchen is a true standout with elegant wood cabinetry, stunning quartz countertops, and stainless steel appliances. The open layout seamlessly connects to the living room where natural lighting and warm fresh colored paint creates a homie atmosphere. The fully upgraded bathrooms exude luxury and elegance. The spacious master suite is a true retreat with a stunning vanity, and brand new cabinetry. The beautiful landscaped home has a park right down the street that gives the family plenty of space to enjoy multiple activities. If this sounds like your perfect match, schedule your showing today!

Cost to own

Mortgage calculator

Home Price

$255,900

Down Payment: 20%

$51,180

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,314

Principal & Interest: $1,314

Property taxes (est.): $418

Insurance (est.): $171

Estimated Total Monthly

$1,903

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,314

Property taxesest. at asking price, Duval County$418

Estimated total, before insurance$1,732/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $155/yr

Estimated taxes if purchased at asking price: ~$5,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,744 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History