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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active Under Contract

Active Under Contract·150 days on market

6976 St Ives Court

Jacksonville, FL 32244

$160,000$95/sqftEst. $872/mo mortgageMLS# 2148122
↓ $10,000 below original list
3
Beds
2.5
Baths
1,680
Sq Ft
2017
Built
1
Garage
No
Pool
FEMA Zone XHOA $211/mo1,742 sqft lotTownhouse2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to 2-story St. Ives townhome, perfectly blending comfort and convenience. Step into a bright and spacious living area complemented by a separate dining room--ideal for entertaining. The modern kitchen offers newer white shaker cabinets, granite countertops, and stainless steel appliances, including a range, microwave, and dishwasher.Enjoy luxury vinyl plank flooring throughout the first floor, while the upstairs offers cozy carpeting and a versatile loft space--perfect for a home office, playroom, or media area. The spacious primary suite features a walk-in closet and en-suite bath, thoughtfully separated from the secondary bedrooms for added privacy. The HOA fees cover landscaping, roofing, exterior maintenance and painting, pest control, termite bond, and pond maintenance. Located just minutes from shopping, dining, entertainment, major work hubs, and commuter routes. This beautiful townhome is a SHORT SALE, and a and a tremendous value!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$872
Property taxesest. at asking price, Duval County$261
HOAbilled monthly$211
Estimated total, before insurance$1,344/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,261/yr · $272/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$160,000
$32,000
Loan Term
Monthly Payment
$872
Principal & Interest: $872
Property taxes (est.): $261
Insurance (est.): $107
Estimated Total Monthly
$1,240
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,742 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $224,900 in October 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$205,920$155,198—
2024$207,243$157,243▲ $11,066
2023$182,069$106,818—
2022$174,994$99,380—
2021$143,157$92,619—
2020$122,945$86,472—

2025 property taxes (current owner): $3,261/yr

Estimated taxes if purchased at asking price: ~$3,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 11, 2026Active Under Contract$160,000
  • Jul 9, 2026Price change$160,000−$10,000
  • Jun 1, 2026Listed$170,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $136/sq ft; this home is listed at $95/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6507 Timmerman Court, Jacksonville, FL 32244Listed by JWB REALTY LLCAug 2026$207,500$1364/2.51,531750
7145 Timmerman Lane, Jacksonville, FL 32244Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2026$200,000$1313/2.51,531520.1
7149 Timmerman Lane, Jacksonville, FL 32244Listed by NAVY TO NAVY HOMES LLCSep 2026$194,000$1274/2.51,531190.1
7070 St Ives Court, Jacksonville, FL 32244Listed by DALTON WADE INCAug 2026$176,000$1063/2.51,661120.1
6823 Mirage Street, Jacksonville, FL 32244Listed by AXEN REALTY LLCOct 2026$300,239$1493/2.52,020601.2
7326 Portico Road, Jacksonville, FL 32244Listed by AXEN REALTY LLCOct 2026$296,500$1483/2.52,0101341.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$160,000
Price / Sq Ft$95
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,680
Acres0.04 acres
Year Built2017
TypeResidential
Sub-TypeTownhouse
StatusActive Under Contract
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address6976 St Ives Court, Jacksonville, FL 32244
Area056-Yukon/Wesconnett/oak Hill
SubdivisionSt. Ives
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size1,742.4 sq ft
Parcel Number0159102910

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesConvection Oven, Dishwasher, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories2

Additional Information

Date ListedJune 1, 2026
Days on Market150
HOA Fees$210.72 / Monthly
HOA FrequencyMonthly
Tax Amount$3,261.14
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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