This home is in Neptune Beach.
Sold·Closed Aug 10, 2026·5 days on market·Recent sales in Neptune Beach
473 Hopkins Street
Neptune Beach, FL 32266
About this home
Neptune Beach
Just 3 Blocks from the Ocean - Live the Salt Life in Neptune Beach! This charming concrete-block beach home in the sought-after Neptune Beach community is sure to impress. Featuring three bedrooms and tasteful updates throughout, the home showcases beautiful Italian tile flooring, updated bathrooms, and a renovated kitchen complete with stainless steel appliances. Abundant natural light fills the interior through windows and a French door, creating a bright and inviting atmosphere. Step outside and enjoy the ultimate beach lifestyle with a screened lanai, spacious paver patio, and fire pit--perfect for entertaining family and friends year-round. After a day at the beach, rinse off in the convenient outdoor shower before relaxing in your private backyard retreat. Looking to expand in the future? The property offers excellent potential to build up or add on, creating additional living space while increasing the value of your investment. (Roof-Dec 2025) Schedule a private tour today.
Next steps in Neptune Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 1963)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0020407 - City of Neptune Beach · Public water (record)
County records show this parcel on central sewer served by FL0020407 - City of Neptune Beach — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,671 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $468,606 | $458,970 | — |
| 2024 | $417,246 | $417,246 | — |
| 2023 | $433,084 | $429,003 | — |
| 2022 | $394,437 | $390,003 | — |
| 2021 | $354,549 | $354,549 | — |
| 2020 | $287,207 | $89,035 | — |
2025 property taxes (current owner): $7,485/yr
Estimated taxes if purchased at asking price: ~$12,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 10, 2026Closed$650,000
- Jun 1, 2026Listed$650,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $546/sq ft; this home is listed at $642/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 426 Myra Street, Neptune Beach, FL 32266Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jun 2026 | $601,000 | $546 | 3/2 | 1,100 | 1 | 0.1 |
| 1800 First Street, Neptune Beach, FL 32266Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $990,000 | $867 | 2/1.5 | 1,142 | 1 | 0.2 |
| 836 15th Avenue N, Jacksonville Beach, FL 32250Listed by YOUR PROPERTY REALTY LLC | Mar 2026 | $590,000 | $479 | 3/2 | 1,232 | 19 | 0.5 |
| 610 Patricia Lane, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORP | Jun 2025 | $547,000 | $579 | 3/1 | 945 | 33 | 0.6 |
| 1203 13th Avenue N, Jacksonville Beach, FL 32250Listed by NAVY TO NAVY HOMES LLC | Sep 2026 | $435,000 | $432 | 3/1.5 | 1,008 | 2 | 0.7 |
| 16 San Pablo Circle N, Jacksonville Beach, FL 32250Listed by MARZUCCO REAL ESTATE | Jul 2026 | $549,000 | $427 | 4/2 | 1,286 | 5 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: JPAR CITY AND BEACH
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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