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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·11 days on market

5876 Victoria Creek Lane

Jacksonville, FL 32219

$249,440$167/sqftEst. $1,382/moMLS# 2147678
↓ $27,764 below original list
3
Beds
2.5
Baths
1,492
Sq Ft
2026
Built
1
Garage
No
Pool
FEMA Zone XHOA $61/moSingle Family Residence2 storiesNew construction

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Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

READY NOW! This beautifully designed new construction villa called the Carson by D.R. Horton offering 1,492 square feet of low-maintenance living. This 3 bedroom, 2.5 bath home with a 1 car garage delivers modern style, smart functionality, and comfortable two-story living. The open-concept main floor is perfect for everyday life and entertaining. A spacious kitchen anchors the home, featuring ample cabinetry and counter space, and flows seamlessly into the gathering room to create a bright, connected living area. A convenient half bath downstairs adds extra functionality for guests. Upstairs, all three bedrooms are thoughtfully positioned for privacy. The owner's suite includes a private en-suite bath and generous closet space. Two additional bedrooms share a full bath, making this layout ideal for families, guests, or a home office. With its efficient floor plan, modern finishes, and attached 1 car garage, this D.R. Horton villa offers the perfect blend of comfort and convenience.

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,382
Property taxesest. at asking price, Duval County$407
HOAbilled quarterly$61
Estimated total, before insurance$1,850/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$249,440
$49,888
Loan Term
Monthly Payment
$1,382
Principal & Interest: $1,382
Property taxes (est.): $407
Insurance (est.): $166
Estimated Total Monthly
$1,955
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,714 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 29, 2026Price change$249,440−$27,764
  • Aug 17, 2026Pending$277,204
  • Aug 14, 2026Price change$277,204+$17,764
  • Jul 29, 2026Price change$259,440−$17,000
  • May 29, 2026Listed$276,440

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $140/sq ft; this home is listed at $167/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5881 Victoria Creek Lane, Jacksonville, FL 32219Listed by D R HORTON REALTY INCSep 2026$258,000$1733/2.51,492590
10016 Spotted Sea Drive, Jacksonville, FL 32219Listed by ASHTON WOODS FLORIDA REALTY LLCSep 2026$327,990$1804/21,827320.2
5202 Chivalry Drive, Jacksonville, FL 32208Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$135,000$913/21,486200.7
8307 Gullege Drive, Jacksonville, FL 32219Listed by KST GROUP LLCAug 2026$165,000$1313/21,260901
7924 Longspur Avenue, Jacksonville, FL 32219Listed by NATIVE SUN REALTY INCSep 2026$221,000$1404/21,582551.1
4934 Donnybrook Avenue, Jacksonville, FL 32208Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$176,000$1243/21,4221641.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$249,440
Price / Sq Ft$167
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,492
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleVilla
Property ConditionUnder Construction
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

MiddleJean Ribault
HighJean Ribault

Community Information

Address5876 Victoria Creek Lane, Jacksonville, FL 32219
Area075-Trout River/College Park/Ribault Manor
SubdivisionTrout River
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Parcel Number0211740605

Amenities

Community FeaturesSidewalks
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Upper Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchPatio
RoofShingle
ConstructionOther, Fiber Cement, Frame

Additional Information

Date ListedSeptember 29, 2026
Days on Market123
HOA Fees$184 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: D R HORTON REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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