Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·113 days on market

5882 Victoria Creek Lane

Jacksonville, FL 32219

$239,940$175/sqftEst. $1,235/moMLS# 2141288

Beds

Baths

1,373

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

Step into our Tradition Series best seller, the Greyson II. It is a beautifully designed villa that maximizes space and comfort. With approximately 1,373 square feet, this three-bedroom, 2.5-bathroom home offers the perfect blend of style and functionality. The open-concept layout creates a seamless flow between the spacious kitchen, dining area, and gathering room--ideal for entertaining family and friends. Large windows throughout the home fill the space with natural light, creating a bright and welcoming atmosphere. The large kitchen bar with quartz countertop serves as the heart of the home, making meal prep both easy and enjoyable. Abundant natural light from sliding doors brightens the entire space, creating a warm and inviting atmosphere. Upstairs, the primary suite is a true retreat, featuring a spacious bathroom, a vanity, and a large walk-in closet. Conveniently located upstairs laundry adds to the home's practicality.

Cost to own

Mortgage calculator

Home Price

$239,940

Down Payment: 20%

$47,988

Interest Rate: 6.67%

Loan Term

Monthly Payment

$1,235

Principal & Interest: $1,235

Property taxes (est.): $392

Insurance (est.): $160

Estimated Total Monthly

$1,787

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,235

Property taxesest. at asking price, Duval County$392

HOAbilled quarterly$61

Estimated total, before insurance$1,688/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,714 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History