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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Sep 9, 2026·165 days on market·Recent sales in Jacksonville

15678 Moss Hollow Drive

Jacksonville, FL 32218

$270,000sold priceListed at $280,000 · 96.4% of asking$187/sqftMLS# 2131686
3
Beds
2
Baths
1,444
Sq Ft
2004
Built
2
Garage
No
Pool
FEMA Zone XHOA $35/mo11,326 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to 15678 Moss Hollow Dr in the gated community of Pine Lakes. This 3 bed, 2 bath home offers a functional split floor plan with vaulted ceilings, freshly painted interior and laminate flooring. Screened Lanai overlooks the fully fenced backyard with room to relax or entertain. Roof 2022, Water Heater 2024 and HVAC 2024. Conveniently located near I-95, River City Marketplace and the Airport.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,496
Property taxesest. at asking price, Duval County$441
HOAbilled annually$35
Estimated total, before insurance$1,971/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,572/yr · $381/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$270,000
$54,000
Loan Term
Monthly Payment
$1,496
Principal & Interest: $1,496
Property taxes (est.): $441
Insurance (est.): $180
Estimated Total Monthly
$2,116
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,722 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $325,000 in July 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$237,061$237,061—
2024$222,697$222,697—
2023$231,378$231,378—
2022$187,869$121,235▼ $15,000
2021$166,248$116,248—
2020$156,275$156,275—

2025 property taxes (current owner): $4,572/yr

Estimated taxes if purchased at asking price: ~$5,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 9, 2026Closed$280,000
  • Aug 10, 2026Active Under Contract$280,000
  • Aug 1, 2026Active$280,000
  • Jul 27, 2026Active Under Contract$280,000
  • Feb 24, 2026Listed$280,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $194/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
15274 Molitor Way, Jacksonville, FL 32218Listed by WJH BROKERAGE FL LLCSep 2026$307,990$1973/2.51,566950.5
15262 Molitor Way, Jacksonville, FL 32218Listed by WJH BROKERAGE FL LLCAug 2026$309,990$1983/2.51,5661030.6
15243 Molitor Way, Jacksonville, FL 32218Listed by WJH BROKERAGE FL LLCJul 2026$303,990$1943/2.51,566750.6
15267 Molitor Way, Jacksonville, FL 32218Listed by WJH BROKERAGE FL LLCJul 2026$305,990$1953/2.51,5661320.6
15279 McMaster Drive, Jacksonville, FL 32218Listed by WJH BROKERAGE FL LLCJul 2026$279,888$1793/2.51,5661810.6
169 Asbury Hill Court, Jacksonville, FL 32218Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$300,000$1633/21,8363070.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$280,000
Price / Sq Ft$194
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,444
Acres0.26 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryOceanway
MiddleOceanway
HighFirst Coast

Community Information

Address15678 Moss Hollow Drive, Jacksonville, FL 32218
Area092-Oceanway/Pecan Park
SubdivisionPine Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size11,325.6 sq ft
Parcel Number1082353020

Amenities

AmenitiesGated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchPatio, Screened
FencingBack Yard
RoofShingle
ConstructionFrame, Stucco

Additional Information

Date ListedFebruary 24, 2026
Days on Market165
HOA Fees$415 / Annually
HOA FrequencyAnnually
Tax Amount$4,571.74
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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