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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Markland, St. Johns — a gated community home in St. Johns County.

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Sold

Sold·Closed Jul 20, 2026·17 days on market·Recent sales in Markland·Markland

284 Latrobe Avenue

St. Johns, FL 32095

$645,000sold priceListed at $675,000 · 95.6% of asking$242/sqftMLS# 2147390
4
Beds
3
Baths
2,660
Sq Ft
2020
Built
3
Garage
No
Pool

9 more homes for sale in Markland →Search Markland on the map

FEMA Zone XHOA $10/mo10,019 sqft lotSingle Family Residence1 story

About this home

Markland

Welcome to luxury living in the gated community of Markland in St. Augustine. This stunning 4-bedroom, 3-bath home offers just under 2,700 square feet and truly shows like a model. Perfectly maintained and loaded with upgrades, every detail has been thoughtfully designed to blend sophistication, comfort, and everyday functionality. Inside, you'll find tile flooring throughout -- no carpet -- along with crown molding, wide baseboards, custom paint, elegant lighting, built-in living room cabinetry, and a cozy fireplace. The open-concept kitchen is a chef's dream, featuring double ovens, a large pantry, abundant cabinet and counter space, and an oversized center island perfect for gathering. The impressive primary suite is a true retreat with a tray ceiling, spacious bathroom with dual vanities, and a walk-in closet that feels like it belongs in a magazine. Three additional large bedrooms and two full baths provide plenty of space for family, guests, or a home office.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,573
Property taxesest. at asking price, St. Johns County$858
HOAbilled annually$10
Estimated total, before insurance$4,441/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,100/yr · $842/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$645,000
$129,000
Loan Term
Monthly Payment
$3,573
Principal & Interest: $3,573
Property taxes (est.): $858
Insurance (est.): $430
Estimated Total Monthly
$4,861
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,789 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$580,998$368,198—
2024$555,186$357,114—
2023$524,291$345,256—
2022$482,653$333,744—
2021$372,567$322,567—
2020$82,500$82,500—

2025 property taxes (current owner): $10,100/yr

Estimated taxes if purchased at asking price: ~$10,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 27, 2026Closed$675,000
  • May 30, 2026Listed$675,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $256/sq ft; this home is listed at $254/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
514 Latrobe Avenue, St. Augustine, FL 32095Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$855,000$3053/32,807120.2
221 Westcott Parkway, St. Augustine, FL 32095Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$975,000$3214/33,039100.2
284 Bronson Parkway, St. Augustine, FL 32095Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTYSep 2026$775,000$2564/33,029360.4
165 Bluejack Lane, St. Augustine, FL 32095Listed by KELLER WILLIAMS ST JOHNSOct 2026$445,000$1864/32,3951260.7
92 Bluejack Lane, St. Johns, FL 32095Listed by UNITED REAL ESTATE GALLERYJul 2026$419,000$2094/22,008290.7
49 Orchard Lane, St. Augustine, FL 32095Listed by RE/MAX BLUE COASTAug 2026$615,000$2294/32,685390.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$675,000
Price / Sq Ft$254
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,660
Acres0.23 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address284 Latrobe Avenue, St. Johns, FL 32095
Area307-World Golf Village Area-SE
SubdivisionMarkland
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32095
Lot Size10,018.8 sq ft
Parcel Number0270711770

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Elevator(s), Fitness Center, Gated, Management - Part Time, Management- On Site, Park, Pickleball, Playground, Tennis Court(s), Water
Community FeaturesSidewalks, Gated
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener, Gated

Interior

AppliancesDishwasher, Double Oven, Gas Cooktop, Ice Maker, Instant Hot Water, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
Fireplace FeaturesElectric
# of Stories1
LevelsOne

Exterior

FencingBack Yard, Full, Privacy, Vinyl

Additional Information

Date ListedMay 30, 2026
Days on Market17
HOA Fees$125 / Annually
HOA FrequencyAnnually
Tax Amount$10,100.2
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EPIQUE REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Markland

Markland is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32095.

View all Markland homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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