This home is in Markland, St. Johns.

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Active Under Contract

Active Under Contract·48 days on market·Markland

284 Latrobe Avenue

St. Johns, FL 32095

$675,000$254/sqftEst. $3,593/moMLS# 2147390

Beds

Baths

2,660

Sq Ft

2020

Built

Garage

Pool

About this home

Markland

Welcome to luxury living in the gated community of Markland in St. Augustine. This stunning 4-bedroom, 3-bath home offers just under 2,700 square feet and truly shows like a model. Perfectly maintained and loaded with upgrades, every detail has been thoughtfully designed to blend sophistication, comfort, and everyday functionality. Inside, you'll find tile flooring throughout -- no carpet -- along with crown molding, wide baseboards, custom paint, elegant lighting, built-in living room cabinetry, and a cozy fireplace. The open-concept kitchen is a chef's dream, featuring double ovens, a large pantry, abundant cabinet and counter space, and an oversized center island perfect for gathering. The impressive primary suite is a true retreat with a tray ceiling, spacious bathroom with dual vanities, and a walk-in closet that feels like it belongs in a magazine. Three additional large bedrooms and two full baths provide plenty of space for family, guests, or a home office.

Cost to own

Mortgage calculator

Home Price

$675,000

Down Payment: 20%

$135,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,431

Principal & Interest: $3,431

Est. Taxes & Insurance: $858

Estimated Total Monthly

$4,289

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,593

Property taxesest. at asking price, St. Johns County$898

HOAbilled annually$10

Estimated total, before insurance$4,501/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$580,998	$368,198	—
2024	$555,186	$357,114	—
2023	$524,291	$345,256	—
2022	$482,653	$333,744	—
2021	$372,567	$322,567	—
2020	$82,500	$82,500	—

2025 property taxes (current owner): $10,100/yr

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,789 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 30, 2026Listed$675,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$675,000

Price / Sq Ft$254

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,660

Acres0.23 acres

Year Built2020

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive Under Contract

# of Garages3

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryMill Creek Academy

MiddleMill Creek Academy

HighTocoi Creek

Community Information

Address284 Latrobe Avenue, St. Johns, FL 32095

Area307-World Golf Village Area-SE

SubdivisionMarkland

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32095

Lot Size10,018.8 sq ft

Parcel Number0270711770

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Elevator(s), Fitness Center, Gated, Management - Part Time, Management- On Site, Park, Pickleball, Playground, Tennis Court(s), Water

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener, Gated