This home is in Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.
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Sold·Closed Nov 21, 2025·68 days on market·Recent sales in Ponte Vedra Beach
128 Yellow Bill Lane
Ponte Vedra Beach, FL 32082
About this home
Ponte Vedra Beach
Taking Back-Up offers! Live the coastal lifestyle in this elegant 4-bedroom, 3.5-bathroom Island-inspired home, ideally located in the exclusive, gated community of Guana Landing in Ponte Vedra Beach. With beach access just steps away, this property offers the rare combination of refined comfort & seaside living. Designed for both relaxation and entertaining, the main living area showcases a spacious open floor plan with hand-scraped hardwood floors flowing throughout. The chef's kitchen is the heart of the home, featuring a Thermador gas cooktop with center griddle, dual granite-topped islands, and abundant custom cabinetry—perfect for hosting or creating everyday culinary masterpieces. The adjacent family room exudes warmth and sophistication, centered around a modern gas fireplace and flanked by two full walls of windows that frame lush treetop views & flood the space with natural light. Retreat to the bright and serene primary suite, where large windows welcome the morning sun.
Next steps in Ponte Vedra Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 2013)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,796 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach access
South Ponte Vedra Recreation Areaabout 0.2 mi · 24 parking spaces
Closest park or preserve
GTM Research Reserve, Guana trailsabout 2 mi · 9.3 mi of trails
Closest public boat ramp
GTM Guana River Dam Recreation Area – River Access Rampabout 2 mi · Guana River
Closest kayak & paddleboard launch
Fort Mose Historic State Park – Kayak Launch Dockabout 4 mi · Robinson Creek - Tolomato River
Closest youth league fields
Palencia Parkabout 5 mi · Baseball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $6,927/yr
Estimated taxes if purchased at asking price: ~$16,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $544/sq ft; this home is listed at $379/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 205 Blue Indigo Court, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Oct 2026 | $1,550,000 | $421 | 4/5 | 3,684 | 445 | 0 |
| 2961 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by BARBARA B JENNESS PA | Sep 2025 | $2,600,000 | $839 | 5/4.5 | 3,100 | 45 | 0.1 |
| 2947 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by MARSH VIEW REAL ESTATE | Jul 2026 | $2,222,000 | $835 | 4/4 | 2,660 | 39 | 0.2 |
| 160 Beachside Drive, Ponte Vedra Beach, FL 32082Listed by RE/MAX UNLIMITED | Feb 2026 | $835,000 | $398 | 4/2.5 | 2,096 | 27 | 0.2 |
| 2931 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Sep 2026 | $1,500,000 | $544 | 5/3.5 | 2,758 | 106 | 0.3 |
| 225 Hidden Dune Court, Ponte Vedra Beach, FL 32082Listed by BARBARA B JENNESS PA | Jul 2026 | $980,000 | $342 | 5/2.5 | 2,866 | 35 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX UNLIMITED
Sold by: COLDWELL BANKER VANGUARD REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Nov 21, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines